Hi Seniors
I have a serious query to all senior members. Please guide what is the best coarse of action for me to prevent my ILR to go in geoparady. I came in UK as a student in 2003 and left in 2006. Someone used my name and withdrew a phone contract and used my credit card for 200£ when I was not even in this country. I came back in 2009 and since than no issues I already had 2 Tier1 extentions all went smmoth and I did checked my credit history score was good and history cleaned. I even had a mortgage approved twice. I had a Police certificate early this year but it came cleaned. But recently I received two letters from bailiff for non payments for 196£ for a credit card and £550 for a phome contract. I called the debt collectors company and notified them of the situation last month and I have not heard anything after than.
My query is, Can this be a issue in getting ILR. I am due to apply in Jan 2014. What will be the debt collection team will do to these non payments. Should I pay them off. Or wait for their reply. What would be outcome of their reply. I am realy worried as this can ruin all my efforts for last 5 years. Please please advise. Its urgent as I dont want to loose a single day.
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