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Bank Statements with Overdraft Usage

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iamsuperbritish
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Posts: 47
Joined: Tue Dec 09, 2014 9:58 pm
United Kingdom

Bank Statements with Overdraft Usage

Post by iamsuperbritish » Fri Sep 25, 2015 7:12 pm

Hello,

I have two accounts with Lloyd's, one being a current account and one being a savings account (which can be used like a current account except no over draft facilities or cheque books etc).

I always receive my salary in my savings account and have produced 6 month statements printed and stamped by the bank. These statements show that I have well over 1,800 GBP in savings and all the incoming and outgoing transactions.

I have also used the overdraft facility on the current account I hold with Lloyd's, but don't have nothing in there as I used it less than the account I receive my salary in (basically I use the savings account more than the current and just make use of the overdraft facility there). Will the UKVI request any info on this account? Will the usage of the overdraft jeopardise the visa application?

Like I said before, I have savings in excess of 1,800 GBP in the savings account where I receive my salary etc.

Thanks in advance.

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