FLR (M) checklist and last minute panic

[eraylankester]

Hi,

Going with my wife on Tuesday for her FLR (M) appointment. Here is our final document checklist. Can I check that everything is in order:

Confirmation of payment & appointment
3 photos (two applicant; one sponsor)
Both passports (inc old app passport)
Current tenancy agreement
Marriage certificate

Financial evidence:

My employer letter
Previous 6 payslips
Previous 6 statements

Correspondence:

6 joint from March 15, inc 2 tenancy agreements. Will also provide a smattering of individual correspondence over this period.


Is this all we need?

Two further questions though:

1) I'm panicking as on Friday, following a recent data scare, I blacked out then acc number, sort codes etc on the bank statements, leaving only the name, address and list of transactions. I also highlighted my salary going in. Just read advice that I should not have done this. There is no time to request additional copies before Tuesday. Will this be ok? I can supply my account number on a cover sheet if needs be (though my salary is also confirmed by the letter and payslips?)

2) Following recent advice, we are just providing my financial income, as my wife's salary falls beneath the income requirement.

In this case, we do not mention her income in any of section 7, inc where it asks us for our combined income?

Also, as we do not list her as working, is it OK to use a letter/payslip from her work as an item of correspondence? Are they interested purely in income only so far in that it meets the minimum requirements?

Thanks in advance for any advice