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Question about job offer salary requirement

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conygre
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Financial requirement question- Bank statements don't reflect whole income

Post by conygre » Thu Jun 14, 2018 4:09 pm

Good Afternoon,
My Indian girlfriend and I are hoping to apply for the unmarried partner visa soon. We have lived together for over 2 years, and have been in a serious relationship since July 2013. We currently live and earn in Japan. I have been in my current full-time job as an English teacher for over a year. My income varies slightly every month. In August,for instance, I earn 50% of my normal salary because of summer holidays and in December, it’s 75%. So I will be providing the past 12 months’ pay slips and bank statements just to be safe. But I have a major doubt about this: the rent for my flat and taxes are automatically deducted from my salary each month, and only the remainder of the income is reflected in my bank statements. My girlfriend pays me half of the rent in cash but I’ve never deposited this into my account as I keep it in cash form for my day-to-day expenses. The figure which shows up in the bank statements is far from meeting the £18,600 requirement, but the figure in the payslips, which is my real income, will definitely meet the requirement. Looking at the payslips, it provides a breakdown of how much money is going towards tax or rent and I will also be getting a letter from my employer to confirm my monthly salary along with other necessary details. But I don't know if this will be a problem? Please help!

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seagul
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Re: Financial requirement question- Bank statements don't reflect whole income

Post by seagul » Thu Jun 14, 2018 7:43 pm

Are you living & working in Japan. If so then have you got any job offer in uk which going to start within 3 months of arriving in uk with sufficient threshold.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

PhilInTheFuture
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Re: Financial requirement question- Bank statements don't reflect whole income

Post by PhilInTheFuture » Thu Jun 14, 2018 8:31 pm

conygre wrote:
Thu Jun 14, 2018 4:09 pm
Good Afternoon,
My Indian girlfriend and I are hoping to apply for the unmarried partner visa soon. We have lived together for over 2 years, and have been in a serious relationship since July 2013. We currently live and earn in Japan. I have been in my current full-time job as an English teacher for over a year. My income varies slightly every month. In August,for instance, I earn 50% of my normal salary because of summer holidays and in December, it’s 75%. So I will be providing the past 12 months’ pay slips and bank statements just to be safe. But I have a major doubt about this: the rent for my flat and taxes are automatically deducted from my salary each month, and only the remainder of the income is reflected in my bank statements. My girlfriend pays me half of the rent in cash but I’ve never deposited this into my account as I keep it in cash form for my day-to-day expenses. The figure which shows up in the bank statements is far from meeting the £18,600 requirement, but the figure in the payslips, which is my real income, will definitely meet the requirement. Looking at the payslips, it provides a breakdown of how much money is going towards tax or rent and I will also be getting a letter from my employer to confirm my monthly salary along with other necessary details. But I don't know if this will be a problem? Please help!
Based on what you’ve said, with regards to the explanation and documentation you’ll provide to explain the situation, you’ll be fine.

Your gross salary on your payslips is what they’ll care about, and rent or tax deductions are normal deductions to have. The remaining figure on your payslip, after all deductions are taken (net salary) should match whatever is on your bank statement exactly.

Is that the case? Does the net payment on your payslip match the payment made to your bank account?

conygre
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Re: Financial requirement question- Bank statements don't reflect whole income

Post by conygre » Thu Jun 14, 2018 11:36 pm

PhilInTheFuture wrote:
Thu Jun 14, 2018 8:31 pm

Based on what you’ve said, with regards to the explanation and documentation you’ll provide to explain the situation, you’ll be fine.

Your gross salary on your payslips is what they’ll care about, and rent or tax deductions are normal deductions to have. The remaining figure on your payslip, after all deductions are taken (net salary) should match whatever is on your bank statement exactly.

Is that the case? Does the net payment on your payslip match the payment made to your bank account?
Thank you so much for your response. Yes that is the case. The net payment on the payslip matches the amount as well as the date of payment on the bank statements. I just wasn't sure how rigid the entry clearance officer might be in these matters.

conygre
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Re: Financial requirement question- Bank statements don't reflect whole income

Post by conygre » Thu Jun 14, 2018 11:40 pm

seagul wrote:
Thu Jun 14, 2018 7:43 pm
Are you living & working in Japan. If so then have you got any job offer in uk which going to start within 3 months of arriving in uk with sufficient threshold.
Yes, I'm living and working here. I am aware of this rule and one of my previous employers will be able to offer me a job, so I should hopefully be able to satisfy that part of the job requirement. Thank you!

PhilInTheFuture
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Re: Financial requirement question- Bank statements don't reflect whole income

Post by PhilInTheFuture » Fri Jun 15, 2018 1:05 am

conygre wrote:
Thu Jun 14, 2018 11:36 pm
PhilInTheFuture wrote:
Thu Jun 14, 2018 8:31 pm

Based on what you’ve said, with regards to the explanation and documentation you’ll provide to explain the situation, you’ll be fine.

Your gross salary on your payslips is what they’ll care about, and rent or tax deductions are normal deductions to have. The remaining figure on your payslip, after all deductions are taken (net salary) should match whatever is on your bank statement exactly.

Is that the case? Does the net payment on your payslip match the payment made to your bank account?
Thank you so much for your response. Yes that is the case. The net payment on the payslip matches the amount as well as the date of payment on the bank statements. I just wasn't sure how rigid the entry clearance officer might be in these matters.
You’ll be fine. Good luck.

conygre
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Job offer requirement- employer not on Companies House

Post by conygre » Fri Jun 15, 2018 8:24 am

Good Afternoon,
My girlfriend and I plan to apply for the unmarried partner visa sometime next month. We live and work in Japan and I have had a full-time job for over a year. I also own a flat in the UK and get rental income from this. The two sources combined sufficiently satisfy the £18,600 requirement. I have two queries , both regarding the second part of the financial requirement ie the job offer for a position I will need to take up within 3 months of my return to the UK.
‌Firstly, one of my previous employers is a haberdashery shop in my hometown, and they're willing to hire me as a Web Administrator. The problem is that they're a limited partnership and not a private or public limited company. Apparently, limited partnerships cannot register on Companies House and so they don't appear on Companies House. They have a VAT number and appear on search engines when searched online. They are a legitimate business and a quite successful shop in my hometown, but can them not appearing on Companies House make their job offer seem fraudulent?
‌Secondly, can the job offer requirement of £18,600 be met in a similar way as the current income requirement, ie by combining two sources ? As I've mentioned, I own a flat in the UK and get annual rental income of £5000 from it. So in theory, could the job( which I need to start in 3 months upon return) offer me an annual salary of just £13,600 ? Or does the job offer alone needs to offer a minimum salary of £18600? Thanks for your help.

conygre
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Joined: Thu Jun 14, 2018 3:27 pm
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Question about job offer salary requirement

Post by conygre » Fri Jun 22, 2018 2:20 pm

Good Afternoon,
My girlfriend and I plan to apply for the unmarried partner visa sometime next month. We live and work in Japan and I have had a full-time job for over a year. I also own a flat in the UK and get rental income from this. The two sources combined sufficiently satisfy the £18,600 requirement. I have a query regarding the second part of the financial requirement ie the job offer for a position I will need to take up within 3 months of my return to the UK.
Can the job offer requirement of £18,600 be met in a similar way as the current income requirement, ie by combining two sources ? As I've mentioned, I own a flat in the UK and get annual rental income of £5000 from it. So in theory, could the job( which I need to start in 3 months upon return) offer me an annual salary of just £13,600 ? Or does the job offer alone needs to offer a minimum salary of £18600? Thanks for your help.

conygre
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Joined: Thu Jun 14, 2018 3:27 pm
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Re: Financial requirement question- Bank statements don't reflect whole income

Post by conygre » Wed Aug 01, 2018 5:17 pm

PhilInTheFuture wrote:
Fri Jun 15, 2018 1:05 am
conygre wrote:
Thu Jun 14, 2018 11:36 pm
PhilInTheFuture wrote:
Thu Jun 14, 2018 8:31 pm

Based on what you’ve said, with regards to the explanation and documentation you’ll provide to explain the situation, you’ll be fine.

Your gross salary on your payslips is what they’ll care about, and rent or tax deductions are normal deductions to have. The remaining figure on your payslip, after all deductions are taken (net salary) should match whatever is on your bank statement exactly.

Is that the case? Does the net payment on your payslip match the payment made to your bank account?
Thank you so much for your response. Yes that is the case. The net payment on the payslip matches the amount as well as the date of payment on the bank statements. I just wasn't sure how rigid the entry clearance officer might be in these matters.
You’ll be fine. Good luck.
Thank you for helping me with this query earlier. I have another question regarding bank statements, and I was hoping you could help me with this. I am planning to combine my non-salaried income (rental income) with my salaried income to meet the financial requirement. The bank account in which I receive the rent was, until now, jointly owned by my father and me. This was because I don't live in the uk and giving my father access to the the account made it easier for him to manage the rental of the property I own. The property itself is solely owned by me and we can prove this. But is having my father's name on the bank statements going to be a problem? Also, the most recent bank statement has only my name. Will that make it better?

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