1 year to ILR and stressing

Hi All,

I have been in the UK for 9 years , 5 of which was on T4 student, 1.5 on T1 Post study and rest on T2 General.

I am a bit of pessimistic person and as it is getting closer to the 10 year I am getting more nervous .

I am having all of this if scenarios in mind and sometime loose sleep over it .

If for any reason my visa was not renewed , the company I work in went bankrupt, I was made redundant etc, can I apply for discretionary leave ?

I have no ties with my main country and have been here since 17.5 .
I have a new born and bought a house so if I was to loose my visa, I loose number of years of hard working life to build what I have .

I really appreciate if someone could open my eye to possibilities and what are the things I could do in worst case scenario.
Regards

should say , I wrote above for a friend .
He doesn't have an acocunt here so copy pasted from email

Tell your friend:

Don't worry. The worst case is that if you worry, perhaps over something that's not going to happen, then you may make yourself ill.

Live in the present. Don't worry about the past nor the future.

Listen to some Talks.