amaeurope wrote:Moved in from Poland in June 2011 with an intention to settle here permanently. I had been working here for almost 3 years. In total lived in the UK for over 5 years.
In 2013, I commenced A-levels course as an adult. Within few months from the commencement of my course I was redundant and I had not been working until the end of 2015.
From September 2014 until now I have been studying at university, relying on student loan provided by the UK Gov. My student status was “UK Home Student”, not the EU/EEA Student as I met the “ordinary residency” requirement. As a result of my “special status” I have never been asked or obliged to apply for the Comprehensive Sickness Insurance and I must admit, I was shocked when I discovered that my PR application may be denied due to lack of the CSI cover.
I would appreciate any sort of advice before I seek any professional and expensive advice.
I thought about giving it a go and simply sending my application of with an exhaustive explanation of my circumstances.
Many thanks in advance!
Yes, that's quite a gotcha. Don't be too hard on yourself, you're not the first, won't be the last.
Giving it a go, even if crossing fingers, closing your eyes tightly and hoping for the best won't work.
However you have a few options...
1) Do you have a foreign-issued EHIC?
2) Are you covered by a relative (parent)'s health policy from home country?
3) Your approximate age is unclear.
Do you have an EEA parent exercising treaty rights in UK who can be your Union citizen sponsor?
In fact this is your best bet, as, if you were in UK as a minor, you may have already acquired PR via such a sponsor over the past 5 years or so.
(You can still be sponsored by a parent if you are aged over 21 but you would then have to show financial dependency on parent).
Worst case: suggest regularise your position as a student by taking out CSI now.

Also suggest applying for EEA(QP) if unable to confirm PR.
With all wild talk of
Brexit any/all EU-related documentation could be a worthwhile investment.