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Can ILR get refusal if one is a bank defaulter??

Only for queries regarding Indefinite Leave to Remain (ILR). Please use the EU Settlement Scheme forum for queries about settled status under Appendix EU

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Rabz80
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Query

Post by Rabz80 » Sun Oct 18, 2020 10:35 pm

If I apply for ILR or Long residency would I loose my Asylum accommodation and asylum allowance as I am currently an asylum seeker and waiting for my interview for last 2 years. Meanwhile i have completed my 10 years and all of the time I was legal?? Can someone please tell me if any idea I cannot afford to loose my accommodation and allowance as no other source of income is available

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seagul
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Re: Query

Post by seagul » Mon Oct 19, 2020 11:34 am

Rabz80 wrote:
Sun Oct 18, 2020 10:35 pm
If I apply for ILR or Long residency would I loose my Asylum accommodation and asylum allowance as I am currently an asylum seeker and waiting for my interview for last 2 years. Meanwhile i have completed my 10 years and all of the time I was legal?? Can someone please tell me if any idea I cannot afford to loose my accommodation and allowance as no other source of income is available
Regarding accomodation including temporary/emergency, the encompassing criterions and determinants have been very frequently changing especially from the last few months. You will definitely have to update your circumstances to the relevant benefactor (UKVI/housing authority).
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

Rabz80
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Can ILR get refusal if one is a bank defaulter??

Post by Rabz80 » Fri Dec 18, 2020 11:00 pm

Can ILR be refused if you are a bank defaulter? (Not by choice but due to the circumstances)

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CULLINAN
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Re: Can ILR get refusal if one is a bank defaulter??

Post by CULLINAN » Fri Dec 18, 2020 11:04 pm

Rabz80 wrote:
Fri Dec 18, 2020 11:00 pm
Can ILR be refused if you are a bank defaulter? (Not by choice but due to the circumstances)
What do you mean by bank defaulter?
Personal opinion only, not to be mistaken for legal advice. Please DO NOT PM me for immigration advice. Love for All, Hatred for None.

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zimba
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Re: Can ILR get refusal if one is a bank defaulter??

Post by zimba » Sat Dec 19, 2020 12:20 am

Debt is a civil issue. It has no influence on your ILR
Advice is given based on my personal research and experience only. Do NOT contact me via private message for immigration advice

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CULLINAN
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Re: Can ILR get refusal if one is a bank defaulter??

Post by CULLINAN » Sat Dec 19, 2020 12:38 am

The ILR online form ask about any CCJ.

You would have to declare though if you have a CCJ.
A civil court judgment against you, for example for non payment of debt, bankruptcy
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CULLINAN
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Re: Can ILR get refusal if one is a bank defaulter??

Post by CULLINAN » Sat Dec 19, 2020 12:54 am

You must not refuse an application only because a person is in debt, especially if repayments have been made as agreed or if acceptable efforts are being made to pay off accumulated debts.

However, where a person deliberately and recklessly builds up debts and there is no evidence of a serious intention to pay them off, you must refuse under character, conduct and associations grounds.

Declaration of county court judgments
In England and Wales a person may be handed a county court judgment (CCJ) for non payment of a debt. If the person is able to show that the money is not owed they can ask the court to cancel the judgment. Where the money is owed and it takes the person more than one month to repay the debt, the CCJ will remain on the Register of Judgments, Orders and Fines for six years.

An applicant who has been handed a CCJ must declare it on their application form as long as the CCJ continues to appear on the register. If the CCJ remains on the register but the debt has been paid off in full, the applicant must provide details of when the debt was cleared, or alternatively if paying in instalments, provide details of those arrangements, including the total amount paid to date.

An applicant is not required to declare a CCJ that no longer appears on the Register of Judgments, Orders and Fines.
Page 93

https://assets.publishing.service.gov.u ... PDF#page93
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