HSMP refusal (seeking re-appeal, need inputs)

[pws]

Hi,

This is the first time I am posting in this forum, though have been a passive follower of all the happenings. And quite frankly I thought to get a HSMP approval will not be a problem for me at all and will not need any help, as had done the documentation thoroughly. I was so WRONG!!!!!!!

I had claimed 95 points under the new rules:

Education: 30
Previous Earnings: 45
Age: 20 (as had applied just before my 28th birthday)

All the documents were duly attested and sent. The reason dished out to me was as follows:

"The bank statements dated April 2006 through to November 2006 you supplied were not acceptable because they did not confirm where the payments were coming from".

This was least expected and a reason unheard of. The bank statements carried an Account No. which was also mentioned in all the salary slips. The amount stated in the salary slip is an exact match of the amount credited into the account. Both salary slips and bank statements carry the stamp and signature of the relevant authorities. The reason that 4 months salary got accepted was because I changed the company and hence the bank account and the new bank issued a statement which carried the company's name. Its a normal policy which each bank follows individually over which I have no control.

I really am at loss of words to explain how disappointed and frustrated I feel. What more do they want? Never heard any rejection on these grounds.

I am planning to re-appeal. Need to know from experienced board members whether I do stand a chance if I re-appeal? Does any one know any statistics of re-appeal turning into approvals? And last but not the least, do you guys thinks its just fair to conveniently ignore the account no. proof carried on the pay-slips and bank statement and refuse the approval? I am sure many of us who have got approvals (from India), would have their bank statements same as mine (without a company name).

Any inputs regarding this will be highly appreciated!!!

A distressed hopeful.....

[invisibleman]

Hello,
I am really sorry to hear this from you....but after going through your rejection reason, you have got very good chances of approval in appealing. Can you just confirm, what has been mentioned in the "Transaction" for the 8 months salary (apr to nov) in ur bank stmt? Did the transaction mentioned as "Salary" or what?

You have to prepare a strong and elaborate covering letter for ur appeal...say that your pay slip has got the A/C number....and the net salary matches with the amount credited. Also indicate that the company directly credits the salary into ur account and hence it is the company's will to describe the incoming transaction....like as "Salary" or whatever given in ur bank stmt...

Can U plz share which bank it was and the transaction detail for ur salary credit for each month?

[pws]

The transaction states "Salary" all throughout. The statements for April through November are from two different banks (ICICI Bank and UTI Bank). Unfortunately both of them did not mention the company name but just "SALARY".

The reason for having statements from two different banks was because our company moved the salary accounts of the employees to UTI, after there was some dispute between the company and ICICI. I hope producing statements from 3 different banks is not an issue with the Home Office!!!

The third bank was HDFC bank which did mention the company name.

[invisibleman]

Oh is it?
Then my application is sure for rejection...as my new company just says SALARY....and nothing else. But how come the HO is NOT accepting this?? Because the transaction details clearly says SALARY and it is dependent on the Company that directly deposits the salary. I suggest you to appeal stating all the reasons....in the guidance notes it is NOT given that the company name should appear in the bank statement ans it is the whole and sole descretion of the company while depositing the salary to mention the transation details.

ALL THE BEST.

[pws]

Thanks.

I dont think you have any reason to worry, because there are so many of applicants who have received their approvals even though they sent the same kind of statements. Sometimes HO decisions defy logic....

Strange but true....

[gumnam]

Hi,

Even I had same experience. My app was rejected on 21st Mar 2007. I had submitted following proof of income

1. Original tax return (Form W2 for USA) covering Jan-2006 to Dec-2006
2. Salary slip printout (of electronic payslips) signed by my company HR rep
3. Original bank statements
4. Letter from company HR on letterhead stating my annual salary and period of employment

In addition I had submitted cover note showing the monthly salary.

My application was rejected with the following reason:
1. Payslips were signed but not signed - so not acceptable
2. Bank statements not accepted because the payments into the bank for two months do not show the source.


My company in US does not have stamp, so they could not stamp it. I cant do anything about it.

I had joined the company in Jan-2006, they paid first two salaries in form of cheque because direct deposit to bank took time to setup. So the deposits in my bank account for Jan & Feb were in form of cheque and the source does not appear on the bank statement. For the remaining 10 months the bank statements show that the deposits were from my company (the company name is shown in transaction details).


I have applied for a review. I have told them to:

1. Call up my company HR rep to verify the salary received. I am pretty sure they wont do it. They are lazy bums.

2. I have provided the login details to the third party payroll provider website where they can login and view the electronic payslips. I dont think they will do this either.

3. I have requested them to disregard first two months pay and treat the remaining 10 months as my earnings. In such case I would qualify for 40 points instead of 45 points that I had claimed on my app earlier. With 40 points for previous earning, I would still get a total of 85 points.

Can somebody tell me if they will award different points in the review than what was claimed in the original application?

Dont know how honest HO is about reviewing applications. I dont have much hope.

If you could share your experience with the review process, that would be great. I will update you too when I hear about my review result.

Regards,
gumnam

[pws]

Hi,

They do have written it to me saying at the time of review if they come to find out something else (apart from the reason why application is refused) is wrong, then the earlier given points could be changed or nullified.

[sunflower]

I got approval letter 2 weeks ago by providing same kind of proofs i.e. bank statements where the transaction dont show up the terms salary and not even my company name. Instead it will be issued on my employee number. I clarified the same in the covering letter referring pay slips which contains the same payroll number. It was accepted.

[invisibleman]

A ray of hope for us....
see this link...

www.spammer.com/discuss/hsmpi/1439509/

[invisibleman]

Hello PWS,
Can U please semd PM to me sharing ur g-mail ID (for chat). I do not have y-messenger at office?
I have sent a PM to U, but it is taking some time to reach U...as it is still in my outbox.

Thanks

[pws]

I have faxed the review form and appeal letter yesterday.......Keeping my fingers crossed.

Has anyone done an appeal for rejection on the same grounds? I would like to know the content of the appeal letter. In mine I just pointed out to them that the Net amount in the payslip matches the depoist in the bank and also that account no. is present on both the documents.

Also assured that the statement and the sal-alip is not fabricated.