Alex666 wrote: ↑Mon Sep 28, 2020 5:50 pm
I have been working and paid NI for last 5.5 years so believe I am eglible to apply for JSA.
...
1. If I claim benefit would it have negative impact on my wife and son's applications?
2. Is JSA is right benifit I can claim? if so, should I say I have two kids and my partner (who is full time mother) lives with me or not? Because in the application they ask these questions.
3. When should I apply?
New Stye JSA (used to be Contribution Based JSA) is for those who have beem an employee and paid Type 1 NI for the last two relevant tax years.
There is no extra benefit money for children or a spouse and your wife's salary and your savings, capitlal etc will not reduce this benefit amount. It's a benefit to help those who have been contribuing to the UK by paying Type 1 NIs who and have lost their job; the benefit money is only for them (for up to six months).
You will need to apply for this asap if you need the money now. Asking to backdate this as you had been looking for work but couldn't find a job, won't happen.
https://www.gov.uk/guidance/new-style-j ... ligibility
If you need low income benefits too, thenypu might be able to have Universal Credit.
People claim UC at the same time as NS JSA. NS JSA will reduce your UC payment pound for pound, but there are good reasons for doing this this way - see the above link. Plus NS JSA will give a Type 1 National Insurance Credit, while UC only gives a Type 3 NI Credit.
BUT, you need to be very careful when claiming UC becasue you cannot take extra publuc funds for your No Recourse to Public Funds wife. UC is a Public Fund, read this sticky and all the links in that sticky.
claiming-benefits/universal-credit-clai ... 02126.html
You can't backdate Universal Credit. UC is a monthly benefit, based on the amount you and your wife have coming in in your assessment period. If you haven't been paid your final salary yet, then it might be best to start your claim after you are paid if it will mean a £0 UC payment that month.
Be aware that extra money is being given to UC claimants atm due to Coved-19, but this is temporay and will end on 5 April 2021.
However, UC replaces 6 low inocome benefits and unlike most of those old benefits, Universal Credit requires both parents to earn a set amount each week. When your wife has ILR and can't have public funds for herself, she will be subject to this requirement to and her working requirment will be based on the age of your youngest child.
https://www.gov.uk/universal-credit/you ... sibilities