A straight forward application does not need the assistance of an agency.
However, it only takes a look through the pages of this board to see that a lot of applications are refused when a) the applicant thinks he meets the criteria but does not b ) the applicant does meet the criteria but submits incorrect or incomplete documentation.
Read the rules VERY carefully. If your documents do not exactly fit the Home Office model then you may wish to consult a specialist.
If you do, please make sure that you use a firm based in the UK, and one which is either registered with the Law Society or the OISC
www.oisc.gov.uk
Victoria
