CR001 wrote: ↑Sat May 13, 2023 1:47 pm
feri_2017 wrote: ↑Sat May 13, 2023 1:41 pm
Correct and that why I explained everything in detail as they asked for. But still....
Explanations obviously not accepted then. We would need to see each full refusal reason for anyone to offer any helpful advice.
Okay here is what I have for past two refusals, as now that I checked we got the finance and salary wrong in the first two refusals.
Before anything, let me explain his situation and business, in Iran it's very common that people link their Saving Accounts to a debit card and use it directly like Current Accounts. My dad as a business owner has only one saving account that he uses it for both personal and business. This obviously caused more complications. As we wanted to show that he has money in his saving account and he wants to bring some with him to spend, about £2000.
As he uses the saving account for business transactions too, there are often transactions with large amount in there, max would be £5000 these are mostly money received from the customer who purchased items from the company and they transfer via Bank Transfer, again this is very common in Iran.
I explained all of these in detail and provided a document like below explaining every single transaction that is large:
- Screenshot 2023-05-13 164931.jpg (127.7 KiB) Viewed 2148 times
Then similar document for his Current Account, which doesn't have much of large transactions as it is used only for personal use. I also provided his Insurance details which shows the salary coming into his Current Account, matching the finance correctly when compared to the bank statements.
In the invitation letter I explained in detail that I would be taking full responsibility for his expenses including flights and accommodation over here in the UK. Provided all the related documents about my job, salary and bank statements, I provided my current account to demonstrate normal activity and my salary. And my saving account statement with over £20,000 to demonstrate I have enough to support him and myself!
I also explained that he has two other sons who work in the same city and one of them lives with him.
This is the refusal letter
Date: 27/01/2023
The decision
I have refused your application for a visit visa because I am not satisfied that you meet the
requirements of paragraph(s) V4.2 – V4.6 of Appendix V of the Immigration Rules because:
You have applied for a visa to visit your family in the UK for 14 days. I understand the
importance of family visits, however in order to assess your intentions I must consider your
circumstances in your country of residence based on the information you have provided with
your application.
You have stated that you are employed as a CEO and Managing Director, that you
earn IRR 139,106,610 (£2,659.11) per month and that you spend IRR 120,000,000
(£2,293.87) on your monthly expenses. In support of this, you have provided
membership certificates, gazette printings, notice of changes, licences and several
other commercial documents and personal bank statements from Bank Saderat Iran
(account number ending -9002) and (account number ending -2000).
After reviewing your bank documents, I note there are deposits in keeping with your
stated income from your employment. However, I also note the transaction history
demonstrate numerous other unsourced deposits. The documents you have
submitted do not demonstrate the origin of the funds contained in your account or
that they are related to your stated source of income. Furthermore, the total incoming
credits for the period of 01/01/2023 – 07/01/2023 alone were IRR 2,350,000,000
(£44,921.70), which is over 16 times higher than your salary. Therefore, I am not
satisfied the documents you have submitted demonstrate your circumstances are as
you have stated. This undermines the credibility of the information provided in your
application and leads me to doubt the intentions of your visit.
You have stated that you are widowed, have no financial dependents and that you
will be travelling unaccompanied to visit your son in the UK. In support of this, you
have provided a birth certificate detailing your family and I note it shows you have
three children total. The documents provided do not demonstrate the whereabouts of
the other children or any immediate/extended family remaining upon your departure.
Given this, I am not satisfied you have shown that your ties to your country of
residence (or elsewhere) provide sufficient incentive for you to leave the UK at the
end of your proposed visit. On the balance of probabilities, I am therefore not
satisfied that you are genuinely seeking entry as a visitor or that you intend to leave
the UK after a limited period.
I am not satisfied that you are genuinely seeking entry as a visitor and that you will
leave the UK at the end of your visit. Your application is therefore refused under
paragraph V 4.2 (a) and (c) of the Immigration Rules.
You have stated that you wish to visit your son and that they will maintain and
accommodate you. You have indicated that your sponsor will pay £4,000.00 towards
the cost of your trip. You have provided a bank statement in your sponsor's name
from Lloyds Bank (account number ending -5760) which shows a closing balance of
£54.58 on (30/12/2022). You have not demonstrated that your sponsor has any
additional funds available to them to cover the cost of your trip. I am therefore not
satisfied that your sponsor can and will provide you with support for the intended
duration of your stay. Your application is therefore refused under paragraph V4.3 (c)
of the Immigration Rules.
So as soon as we got this, realised that he hasn't looked at many documents at all, we explained every single transaction event he small ones. But he claimed that we didn't.
Most shocking one was that he said I had £54 in my account which is correct but he clearly didn't read the invitation letter and detail in there and that I had also included my saving account with over £20k in there!
With the above grounds I submitted as PAP. It was approved and went for reconsideration.
But then I got this:
Date: 29/03/2023
The decision
I have refused your application for a visit visa because I am not satisfied that you meet the
requirements of paragraph(s) V4.2 – V4.6 of Appendix V for the following reasons:
You intend to visit the UK for a period of 14 days to see your son and his family.
Whilst I understand the importance of family visits, the onus is on you to ensure that
you meet the requirements of the Immigration Rules. In order to come to a decision,
all of the information regarding your personal and financial circumstances have been
carefully assessed. However, I am not satisfied that you have met the requirements of
the Immigration Rules on this occasion.
You state that your son, who is also your UK sponsor, will maintain and accommodate
you for the duration of your visit. Whilst I am satisfied that he is in a position to do so
based on the documentation provided, this is only one aspect of the visitor rules.
You state that you are employed as a CEO and Managing Director and earn a
monthly income totalling IRR 139,106,610 (£2,654.46) and you intend to contribute
£1,000 towards your visit to the UK.
In support of your application, you have submitted (including but not limited to)
business documentation, a certificate of membership, a business license, a
commercial ID card and two bank statements in your name from Bank Saderat
(account numbers ending 9002 and 2000). Whilst I acknowledge salary credits in
keeping with your stated income which is deposited into Bank Saderat account
number 2000, I note that in your other bank account, (Bank Saderat account number
ending 9002), there are credits accumulating to IRR 8,106,271,275 (£154,685) which
represents over 58 times your declared monthly income. In your self-written
declaration, you explain the deposits going into your salary account (Bank Saderat
2000), however, the deposits into other account are not addressed. As the documents
do not demonstrate the sources of these large deposits, I am unable to determine
their origins. I am therefore not satisfied that your income and financial circumstances
are as you have declared.
You state that you have two other sons and grandchildren living with you in your
home country. However, whilst you have birth certificates, these documents in
isolation do not demonstrate their current whereabouts or their personal
circumstances. I am therefore satisfied that your family ties to the UK outweigh those
you have in your home country.
Given the above, after careful consideration of all documentation provided, I am not
satisfied that the documents demonstrate your personal and financial circumstances.
This raises doubts regarding your intentions for visiting the UK. I am not satisfied that
you are genuinely seeking entry for a purpose that is permitted under the visitor route
and that you will leave the UK at the end of your visit.
As if they don't want to read the details we submitted!
Now this time round, we are providing official documents stating jobs and living address of my brothers. And wanted to see if not providing his Saving Account at all and just the current account and his insurance details would make things better, because his account being mixed with business has caused all these complications.
I would like to explain this in detail in a separate statement that I will be supporting him fully and I have asked him not to bring any money with him. There is a box in the application form which is asking for how much money he is planning to spend, there is no way to leave that empty so was thinking either put £1000 there and explain in the statement I would be giving him that money when he arrives or just put £1 in there and explain that he wouldn't be spending anything on his own!
What do you guys think? Would this approach be better, or I should still submit the Saving Account? My concern is they might still come back and say you haven't explained all the transactions, which we have done in past two applications in detail.
