Refusal of Tier-1 General Dependant VISA

Dear Team,

I applied for my Wife's dependant visa and has been refused due to insufficient of maintenance of funds

1. Application Date 17-Nov-2015
2. I provided funds for 01-Jul-2015 to 31-Oct-2015 where minimum balance was 670.36 GBP (and requirement is 630 GBP). I thought this very well falls under 90 day consecutive period and before 31 days from date of application. But my bank statement arrives on 04th of every month. So letter dates was 04-Nov-2015 and from 01-Nov-2015 I used money to transfer to India and balance was 360 GBP from 01-Nov-2015 to 04-Nov-2015.
3. Due to this, they rejected saying I did not maintain minimum funds. Please advise if this is a valid reason as I thought ANY consecutive 90 days before 31 days from the date of application is fine

Please advise if I can make a administrative review?

Waiting for your fast response

Thank you
Kalyan

Hi,

If this was in country or out of country application

Maintenance funds - How much to show?
Joint application (migrant + dependant) from within UK when main migrant has been in the UK for >12 months = 945 for self + 630 for each dependant.
Joint application (migrant + dependant) from within UK when main migrant has been in the UK for <12 months = 945 for self + 1890 for each dependant.
Dependant application from outside UK (main migrant yet to arrive in UK or has been in the UK for <12 months) = 1890 for each dependent.
Dependant application from inside UK (main migrant has been in the UK for >12 months) = 630 of each dependent.
Dependant application from outside UK (main migrant has been in the UK for >12 months) = 630 of each dependent.

vennk0 wrote:3. Due to this, they rejected saying I did not maintain minimum funds. Please advise if this is a valid reason as I thought ANY consecutive 90 days before 31 days from the date of application is fine

The end date of the consecutive 90 days is specified in (m).

Immigration Rules Appendix E: maintenance (funds) for the family of Relevant Points Based System Migrants wrote:(m) The end date of the 90-day and 28-day periods referred to in (g) above will be taken as the date of the closing balance on the most recent of the specified documents (where specified documents from two or more accounts are submitted, this will be the end date for the account that most favours the applicant), as set out in paragraph 1B of Appendix C, and must be no earlier than 31 days before the date of application.

Thanks Vinny,

Then its my mistake. End date on sattement is 04-Nov-2015 on which balance was less than 630 GBP.

I thought any 90 consecutive days before 31 days from the date of application.

Is there a way I can appeal against it or do you see no option?

One more help: Can I get my wife on Visitor visa since dependant visa is refused. If yes, how much funds do I need to show and for how long period as guidance did not mention anything

Unlikely she will get a visitor visa after Tier 1 G dep refusal.

Reapply for dependent visa when you meet the maintenance requirement.

There are no appeal rights and you could ask for admin review, but the error is yours not UKVI's, so unlikely to succeed.

Hi vennk0

Please note you have to maintain £1575 (945 for self + 630 for each dependant) to apply dependent visa for your spouse.

Hi Senior members,

Need your guidance on below

As per funds requirement evidence point iii (on page 13/14 of guidance form), it says we can provide LETTER FROM BANK mentioning that minimum blanace of 630 GBP was maintained for consecutive 90 days.

In my initial application. I did provide OFFICIAL LETTER FROM HSBC BANK mentioning that I had balance of £670.61 from 01-Jun-2015 to 30-Oct-2015 (which covers consecutive 90 days). I also gave original HSBC BANK statements showing transactions for above mentioned period.

But as you are aware HSBC bank generates statement on particular day for each Customer and my statement gets generated on 04th of each month

So my statement got generated on 04-Nov-2015, they saw balance after 30-Oct-2015 until 04-NOv-2015 for which I did not claim points under funds maintenance at all as per Letter from BANK and I withdrawn money on 31-Oct-2015 to send to India to pay for VISA fees (which is almost 1,50,000 INR and it is huge amount) only after making sure I have 630 GBP until 30-Oct-2015 for which I am claiming points.

So, can anyone guide if I can submit for admin review on this point.

Also, Please advise if I need to submit all original documents again as part of admin review.

Thank you
Kalyan

Hi Senior members,

Can someone please respond for above query. thank you

vennk0 wrote:Hi Senior members,

Need your guidance on below

As per funds requirement evidence point iii (on page 13/14 of guidance form), it says we can provide LETTER FROM BANK mentioning that minimum blanace of 630 GBP was maintained for consecutive 90 days.

In my initial application. I did provide OFFICIAL LETTER FROM HSBC BANK mentioning that I had balance of £670.61 from 01-Jun-2015 to 30-Oct-2015 (which covers consecutive 90 days). I also gave original HSBC BANK statements showing transactions for above mentioned period.

But as you are aware HSBC bank generates statement on particular day for each Customer and my statement gets generated on 04th of each month

So my statement got generated on 04-Nov-2015, they saw balance after 30-Oct-2015 until 04-NOv-2015 for which I did not claim points under funds maintenance at all as per Letter from BANK and I withdrawn money on 31-Oct-2015 to send to India to pay for VISA fees (which is almost 1,50,000 INR and it is huge amount) only after making sure I have 630 GBP until 30-Oct-2015 for which I am claiming points.

So, can anyone guide if I can submit for admin review on this point.

Also, Please advise if I need to submit all original documents again as part of admin review.

Thank you
Kalyan

The end date of the 90-day and 28-day periods referred to in (g) above will be taken as the date of the closing balance on the most recent of the specified documents (where specified documents from two or more accounts are submitted, this will be the end date for the account that most favours the applicant)

Hi Naveed / Senior members,

The end date of the 90-day and 28-day periods referred to in (g) above will be taken as the date of the closing balance on the most recent of the specified documents

So, to re-apply for Tier-1 General dependant visa. I have enough balance from 18-Nov-2015.

I am planning to re-apply for visa again by showing balance (closing balance date) as 18-Feb-2016. From 18-Feb-2016 90 days back means until 21-Nov-2015 till when I have sufficient balance (i..e, more than 630 GBP)

But, since my statement is generated on 04-Dec-2015 which has transaction / balance details from 04-Nov-2015 to 04-Dec-2015 will they see balance before 21-Nov-2015 as well. If so, then I do not have 630 GBP from 04-Nov-2015 to 18-Nov-2015. Will they refuse application then also or will they consider only from 18-Feb-2016 back to 21-Nov-2015 (consecutive 90 days).

Please advise as I do not want to lose another 1000 GBP on this.

Thank you
Kalyan

vennk0 wrote:Hi Naveed / Senior members,

The end date of the 90-day and 28-day periods referred to in (g) above will be taken as the date of the closing balance on the most recent of the specified documents

So, to re-apply for Tier-1 General dependant visa. I have enough balance from 18-Nov-2015.

I am planning to re-apply for visa again by showing balance (closing balance date) as 18-Feb-2016. From 18-Feb-2016 90 days back means until 21-Nov-2015 till when I have sufficient balance (i..e, more than 630 GBP)

But, since my statement is generated on 04-Dec-2015 which has transaction / balance details from 04-Nov-2015 to 04-Dec-2015 will they see balance before 21-Nov-2015 as well. If so, then I do not have 630 GBP from 04-Nov-2015 to 18-Nov-2015. Will they refuse application then also or will they consider only from 18-Feb-2016 back to 21-Nov-2015 (consecutive 90 days).

Please advise as I do not want to lose another 1000 GBP on this.

Thank you
Kalyan

Can you ask bank to generate statements from date you have sufficient balance and then take 90 days from there.

Hi Navid / Senior Members

I called up HSBC Bank and asked I need statement from 21-Nov-2015 but they said statement is already generated on 04-Dec-2015 which has details from 04-Nov-2015 to 04-Dec-2015. So, they will re send same statement again but cannot generate statement from 21-Nov-2015

So, my doubt is does it cause any issue as it will have balance details from 04-Nov-2015 to 20-Nov-2015 as well but 90 days will end by 21-Nov-2015 when they consider backwards from closing balance date which is 18-Feb-2016

Please advise.

Regards
Kalyan

vennk0 wrote:Hi Navid / Senior Members

I called up HSBC Bank and asked I need statement from 21-Nov-2015 but they said statement is already generated on 04-Dec-2015 which has details from 04-Nov-2015 to 04-Dec-2015. So, they will re send same statement again but cannot generate statement from 21-Nov-2015

So, my doubt is does it cause any issue as it will have balance details from 04-Nov-2015 to 20-Nov-2015 as well but 90 days will end by 21-Nov-2015 when they consider backwards from closing balance date which is 18-Feb-2016

Please advise.

Regards
Kalyan

I would advise you to wait further 1 more month to reduce risk of further rejection and loosing hard earned money if possible.

Dear Team,

I am currently in UK on Tier-1 General, applied for my wife's dependant visa from India in Nov-15 and it got refused as funds were not available for last 5 days of the statement I provided

Now, I am planning to re-apply for visa in Feb-16 when I will satisfy the criteria of £630 for last 90 days. But I need your help in understanding the funds availability criteria

1. Required funds of £630 are available in my account from 16-Nov-2015. So, 90 days from there would be 14-Feb-2016

2. I am banking with HSBC and my statement gets generated on 4th of every month. So, 16-Nov to 04-Nov-15 transactions are there in 04-Nov-2015 statement but it also has transactions from 04-Nov to 15-Nov-15 where I don't have enough balance

3. Since my closing balance would be on 14-Feb-2016 and 90 consecutive previous days would end by 16-Nov-2015. Will they consider balance of previous days where I don't have enough balance and are there chances of refusal or will they consider only upto 16-Nov-2015?

Please advise. Is there any alternative way to get statements only from start date of 16-Nov-2015 as Bank says they cannot send me statements from mid of already generated statement.

Thank you
Kalyan

Dear Team,

Could you please advise on below email.

Thank you
Kalyan.

Since you are unable to figure out the simple calculation, the best option for you is to wait till March 4th and then apply (before April 3rd).

Statement 1: Mar. 4th - Feb. 5th
Statement 2: Feb. 4th - Jan. 5th
Statement 3: Jan. 4th - Dec. 5th.

Dear Sushdmehta,

Thank you for your response. I will try and explain it simply instead of confusing you.

I am planning to provide statement with closing balance on 16-Feb-2016. So, 90 consecutive days would end on 19-Nov-2015. Till here I have sufficient balance of £630.

But statement will have transactions even before 19-Nov-2015 where I do not have sufficient balance. So, my doubt is will they consider those dates or will they only look up until 19-Nov-2015 back from 16-Feb-2016.

Sorry for trouble, but just want clarity so I can apply earlier due to some personal reasons.

Thank you
Kalyan.

Dear Sushdmehta,

Please advise on below query. Thank you.

Regards
Kalyan.

Hi

One of my friend have same problem ( 90 days bank statement), she got 9000 GBP in her bank account but case worker said bank statement was less the 90 days period nothing happen although he provide all statement agin in admin review, now he applied again for his spouse and paid new fee and application is pending ........ let see how it goes....

Please keep us update in your application.

vennk0 wrote:Dear Sushdmehta,

Please advise on below query. Thank you.

Regards
Kalyan.

What below query?

Dear Casa,

I was referring to below

"Dear Sushdmehta,

Thank you for your response. I will try and explain it simply instead of confusing you.

I am planning to provide statement with closing balance on 16-Feb-2016. So, 90 consecutive days would end on 19-Nov-2015. Till here I have sufficient balance of £630.

But statement will have transactions even before 19-Nov-2015 where I do not have sufficient balance. So, my doubt is will they consider those dates or will they only look up until 19-Nov-2015 back from 16-Feb-2016.

Sorry for trouble, but just want clarity so I can apply earlier due to some personal reasons.

Thank you
Kalyan."