Oh, one more question - what's the soonest I can move the cash into investments? Does it need to be held as cash all through the application process? I'm returning to the UK to work, but how timings work I won't have worked 6 months in the UK before we do her application/we'd like to get everyone ...

Hi, I'm getting my ducks in a row to move back to the UK and then apply for a spouse visa for my wife. I've just put 62.5k GBP in a current account I've had for years, but it bears no interest. So, I'm in the process of opening a NS&I savings account which pays (nearly) 1%. However in the 'Appendix ...