Stamped bank statements..

souperphly · Post by **souperphly** » Mon Nov 02, 2020 8:33 pm

Hi,

My husbands FLR(M) visa is up for renewal in Feb 2021. During these uncertain times, could anyone help me understand what it would mean for his visa renewal if I, as his partner and the person responsible for meeting the MIR, lost my job through redundancy and was unable to find a new job in time for his visa renewal? Am I right in thinking the HO is taking a lenient approach and will consider my employment history prior to the pandemic? Or is it possible his visa application could be refused if I'm not in employment and therefore unable to meet the MIR?

Hope that makes sense. I'm grateful for any info.

Thanks

seagul · Post by **seagul** » Mon Nov 02, 2020 8:39 pm

souperphly wrote: ↑
Mon Nov 02, 2020 8:33 pm
Hi,

My husbands FLR(M) visa is up for renewal in Feb 2021. During these uncertain times, could anyone help me understand what it would mean for his visa renewal if I, as his partner and the person responsible for meeting the MIR, lost my job through redundancy and was unable to find a new job in time for his visa renewal? Am I right in thinking the HO is taking a lenient approach and will consider my employment history prior to the pandemic? Or is it possible his visa application could be refused if I'm not in employment and therefore unable to meet the MIR?

Hope that makes sense. I'm grateful for any info.

Thanks

The cornerstone requirement of remaining employed at least on the day of application still haven't been relaxed despite there are some temporary concessions by which a temporary loss of income will be disregarded. See the last page

https://www.google.com/url?sa=t&source= ... a8VCfDfJBU

souperphly · Post by **souperphly** » Mon Nov 02, 2020 9:00 pm

Thanks for the reply!

That kind of makes sense, although the wording in the Appendix is a little unclear around 'temporary' loss of income.

If, for example, I'm made redundant in December and we submit the visa application in January. I will need to provide evidence that I met the requirement for at least 6 months prior to December, which is fine. But without any guarantee of me finding new employment, how can the HO be sure that my loss of income is temporary? I could be unemployed forever as far as they're concerned.

This is all hypothetical. I'm currently in full time employment and have been for many years but the prospect of redundancy is real, so i'm trying to understand my options.

Thanks again

seagul · Post by **seagul** » Mon Nov 02, 2020 9:34 pm

A temporary loss of income would ostensibly be heterogeneous to a permanent loss of employment and to safeguard this, the furlough scheme was brought forward allowing to consider the wounded income as full. Therefore, loss of job wouldn't enable you to meet the criteria because an employer letter is also required.
Aside above, applying in January or December would be in my view a "much of muchness" means you can even apply earlier when you would be remained employed and book the appointment later usually after 2 months. Through this safe maneuver you will be employed on the date of application.

souperphly · Post by **souperphly** » Mon Nov 02, 2020 10:07 pm

Thanks again for getting back to me, seagul. What you have said makes sense.

Also, I didn't realise I could apply earlier. My partner's visa expires on Feb 14th (how romantic), and I was under the impression we could apply no earlier than 28 days prior to this date.

seagul · Post by **seagul** » Mon Nov 02, 2020 10:15 pm

souperphly wrote: ↑
Mon Nov 02, 2020 10:07 pm
Thanks again for getting back to me, seagul. What you have said makes sense.

Also, I didn't realise I could apply earlier. My partner's visa expires on Feb 14th (how romantic), and I was under the impression we could apply no earlier than 28 days prior to this date.

When you can apply to extend or switch
You can extend or switch at any time before your current permission to stay in the UK expires.

https://www.gov.uk/uk-family-visa

Usually applying very early can catalyzes a shortfall but given your circumstances if you follow as aforesaid, you would most likely be remained unaffected.

souperphly · Post by **souperphly** » Tue Nov 03, 2020 11:41 pm

Hi,

My husband's FLR(M) visa is up for renewal in Feb 2021. We are preparing documents now, but I'm a little confused regarding letters of correspondence to prove that we live at the same address.

My husband and I have lots of correspondence spanning the length of his visa addressed to us individually at the same address, but we don't have any correspondence addressed to both of us, other than bank statements (we have a joint bank account). We have been living at my parents for the last 3 years while we save for our own place, therefore all utility bills and letters regarding the property are in my parents name.

Would our joint bank statements count towards correspondence addressed to both of us? Or do the joint correspondence have to come from different sources?

I'm not really sure what to do regarding this.

Appreciate any info.

Thanks

Post by **AmazonianX** » Wed Nov 04, 2020 3:44 am

souperphly wrote: ↑
Tue Nov 03, 2020 11:41 pm
Hi,

My husband's FLR(M) visa is up for renewal in Feb 2021. We are preparing documents now, but I'm a little confused regarding letters of correspondence to prove that we live at the same address.

My husband and I have lots of correspondence spanning the length of his visa addressed to us individually at the same address, but we don't have any correspondence addressed to both of us, other than bank statements (we have a joint bank account). We have been living at my parents for the last 3 years while we save for our own place, therefore all utility bills and letters regarding the property are in my parents name.

Would our joint bank statements count towards correspondence addressed to both of us? Or do the joint correspondence have to come from different sources?

I'm not really sure what to do regarding this.

Appreciate any info.

Thanks

The joint bank statement will count. Other correspondences addressed to you individually including but not limited to NHS/GP, HMRC, DVLA etc can be brought in to make up the required numbers.

souperphly · Post by **souperphly** » Wed Nov 04, 2020 10:38 am

Great, thanks for getting back to me. Really helpful, as always.

seagul · Post by **seagul** » Wed Nov 04, 2020 2:02 pm

souperphly wrote: ↑
Tue Nov 03, 2020 11:41 pm
Hi,

My husband's FLR(M) visa is up for renewal in Feb 2021. We are preparing documents now, but I'm a little confused regarding letters of correspondence to prove that we live at the same address.

My husband and I have lots of correspondence spanning the length of his visa addressed to us individually at the same address, but we don't have any correspondence addressed to both of us, other than bank statements (we have a joint bank account). We have been living at my parents for the last 3 years while we save for our own place, therefore all utility bills and letters regarding the property are in my parents name.

Would our joint bank statements count towards correspondence addressed to both of us? Or do the joint correspondence have to come from different sources?

I'm not really sure what to do regarding this.

Appreciate any info.

Thanks

Also to add that cohabitation evidences need to cover 2 years from at least 3 different sources with the even gaps of 3-4 months.

souperphly · Post by **souperphly** » Wed Nov 04, 2020 7:15 pm

Thanks for the reply, seagul.

We have lots of correspondence from different sources addressed to us individually at the same address. But when it comes to correspondence with both of our names on it, we only have bank statements.

Will that be ok? Or does the correspondence with both of our names have to come from 3 different sources?

Sorry for all the questions.

Thanks again.

seagul · Post by **seagul** » Wed Nov 04, 2020 7:22 pm

souperphly wrote: ↑
Wed Nov 04, 2020 7:15 pm
Thanks for the reply, seagul.

We have lots of correspondence from different sources addressed to us individually at the same address. But when it comes to correspondence with both of our names on it, we only have bank statements.

Will that be ok? Or does the correspondence with both of our names have to come from 3 different sources?

Sorry for all the questions.

Thanks again.

The cohabitation evidences can either be in joint or individual names, therefore, what you can do is simply rely on your joint bank statements and then attach remaining documents in sole name from 2 different sources.

souperphly · Post by **souperphly** » Wed Nov 04, 2020 9:34 pm

Brilliant, thanks for clearing that up. I will also explain the reason for not having many joint named correspondence in my covering letter.

This forum is such a valuable resource for me and thousands of other people. You guys do such a great job.

Thank you!

Korekt · Post by **Korekt** » Thu Nov 05, 2020 1:14 am

souperphly wrote: ↑
Wed Nov 04, 2020 9:34 pm
I will also explain the reason for not having many joint named correspondence in my covering letter.

Not necessary.

seagul · Post by **seagul** » Thu Nov 05, 2020 10:48 am

souperphly wrote: ↑
Wed Nov 04, 2020 9:34 pm
Brilliant, thanks for clearing that up. I will also explain the reason for not having many joint named correspondence in my covering letter.

This forum is such a valuable resource for me and thousands of other people. You guys do such a great job.

Thank you!

No worries. Keep asking here

souperphly · Post by **souperphly** » Fri Nov 13, 2020 9:07 am

Hi,

My husbands current FLR(m) visa expires in Feb 2021, so we are in the process of preparing documents for an FLR(m) extension. I have a question regarding accommodation documents.

We are currently living with my mum in her council property. We have been living here for the duration of my husbands visa, so we can save for our own place. The problem is, because it's a council property, my mum doesn't have any of the regular documents that we could use for accommodation proof (mortgage docs etc). In this case, what accommodation documents should we provide? For our first application we provided a supporting letter from my mum confirming that it's ok for us to live here, a housing inspection report to prove there was no overcrowding and a letter from the council to confirm that it was ok for my mum to have someone living with her in the house. The letter from the council was a real nightmare to get hold of - they said over the phone many times that it was fine for us to live here, but getting a letter in writing took forever. I'm just wondering if I need to do that again for this visa extension? My mum has lots of correspondence regarding rent statements and council tax bills, but they're obviously all in her name and not ours.

If anyone has any advice I'd be really grateful.

Thanks

seagul · Post by **seagul** » Fri Nov 13, 2020 3:19 pm

souperphly wrote: ↑
Fri Nov 13, 2020 9:07 am
Hi,

My husbands current FLR(m) visa expires in Feb 2021, so we are in the process of preparing documents for an FLR(m) extension. I have a question regarding accommodation documents.

We are currently living with my mum in her council property. We have been living here for the duration of my husbands visa, so we can save for our own place. The problem is, because it's a council property, my mum doesn't have any of the regular documents that we could use for accommodation proof (mortgage docs etc). In this case, what accommodation documents should we provide? For our first application we provided a supporting letter from my mum confirming that it's ok for us to live here, a housing inspection report to prove there was no overcrowding and a letter from the council to confirm that it was ok for my mum to have someone living with her in the house. The letter from the council was a real nightmare to get hold of - they said over the phone many times that it was fine for us to live here, but getting a letter in writing took forever. I'm just wondering if I need to do that again for this visa extension? My mum has lots of correspondence regarding rent statements and council tax bills, but they're obviously all in her name and not ours.

If anyone has any advice I'd be really grateful.

Thanks

You will need again the same documents and the permission from housing authority in writing will be needed too.

souperphly · Post by **souperphly** » Sun Jan 17, 2021 10:28 pm

Sorry if this has been asked already..
My husband and I will be submitting his FLR(M) visa extension application in the next few days.
Regarding the 6 months bank statements - I will be going to the bank tomorrow to get my most recent monthly bank statement printed and stamped. However, for the previous 5 months of statements, I had already gotten them printed and stamped in the bank back in December. So the stamps are dated 15 Dec 2020. We will be submitting the visa application on 18 Jan 2021.
Will this be a problem? Provided that I am supplying bank statements for the last 6 months (August to January) does it matter that some of them were stamped more than 28 days ago?

Hope that makes sense

Thanks

souperphly · Post by **souperphly** » Tue Jan 19, 2021 4:05 pm

souperphly wrote: ↑
Sun Jan 17, 2021 10:28 pm
Sorry if this has been asked already..
My husband and I will be submitting his FLR(M) visa extension application in the next few days.
Regarding the 6 months bank statements - I will be going to the bank tomorrow to get my most recent monthly bank statement printed and stamped. However, for the previous 5 months of statements, I had already gotten them printed and stamped in the bank back in December. So the stamps are dated 15 Dec 2020. We will be submitting the visa application on 18 Jan 2021.
Will this be a problem? Provided that I am supplying bank statements for the last 6 months (August to January) does it matter that some of them were stamped more than 28 days ago?

Hope that makes sense

Thanks

Just wondering if anyone can help with my question?
Thanks

TODMATT · Post by **TODMATT** » Tue Jan 19, 2021 9:18 pm

souperphly wrote: ↑
Sun Jan 17, 2021 10:28 pm
Sorry if this has been asked already..
My husband and I will be submitting his FLR(M) visa extension application in the next few days.
Regarding the 6 months bank statements - I will be going to the bank tomorrow to get my most recent monthly bank statement printed and stamped. However, for the previous 5 months of statements, I had already gotten them printed and stamped in the bank back in December. So the stamps are dated 15 Dec 2020. We will be submitting the visa application on 18 Jan 2021.
Will this be a problem? Provided that I am supplying bank statements for the last 6 months (August to January) does it matter that some of them were stamped more than 28 days ago?

Hope that makes sense

Thanks

The stamp date has nothing to do with 28 days rule but the date the statements was issued is crucial.

souperphly · Post by **souperphly** » Wed Jan 27, 2021 11:33 pm

Thanks very much for clarifying that. (Apologies for the late reply!)

Jiwan31 · Post by **Jiwan31** » Wed Jan 27, 2021 11:45 pm

TODMATT wrote: ↑
Tue Jan 19, 2021 9:18 pm

souperphly wrote: ↑
Sun Jan 17, 2021 10:28 pm
Sorry if this has been asked already..
My husband and I will be submitting his FLR(M) visa extension application in the next few days.
Regarding the 6 months bank statements - I will be going to the bank tomorrow to get my most recent monthly bank statement printed and stamped. However, for the previous 5 months of statements, I had already gotten them printed and stamped in the bank back in December. So the stamps are dated 15 Dec 2020. We will be submitting the visa application on 18 Jan 2021.
Will this be a problem? Provided that I am supplying bank statements for the last 6 months (August to January) does it matter that some of them were stamped more than 28 days ago?

Hope that makes sense

Thanks
The stamp date has nothing to do with 28 days rule but the date the statements was issued is crucial.

Do you mean the bank statements date that matters and not the date it was stamped or printed?

I've already submitted my wife application and i didn't have any correspondence on my name for Jan 2019. I printed and got the statement of Jan 2019 stamped with date of after application submission.

Will this be acceptable?

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