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Thank you very much for your swift response! This gives me a bit of piece of mind. So, do you think I can go ahead and apply for the naturalisation at this point?CULLINAN wrote: ↑Mon Jan 04, 2021 12:25 pmDebt is a civil issue. For now the matter is between you and the car finance company.
However, the car finance company can chase you to court. If they chase and take you to court, the worst you will get is a civil court order to pay (if you loose).
If you pay, no issues. If you do not pay and ignore the court order, finance company can chase to get a CCJ against you.
This is a long process till they get a CCJ against you.
CCJ has to be declared in the AN application. Even if one has a CCJ and has some arrangements in place to pay and makes an effort to show evidence of payments, this is fine.
Conclusion: For now, you have nothing to declare or worry about.
Hi, thank you for your response.To begin with I don’t have a BRP as I have BRC under the EU settlement scheme. Secondly, having applied for a naturalisation I did not expect to have any mentioning of the BRP, hence the confusion.