I wish to travel to UK and work. I have sufficient points based on my Age/Qualification/Past Earnings but do not have sufficient Maintenance Funds for Me and my Wife (£2800 + £1600). Maintenance Funds can be arranged by redeeming a few FDs/Equity/Mutual Funds (you know the market situation now

) and by borrowing from family. But I am looking for alternatives

.

Can I, for the time being travel to UK and work on a Working Holiday Visa and later get a Tier 1 Visa.

How easy or difficult is it to get a Working Holiday Visa and a job, subsequently.