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debt relief order
Posted: Mon Sep 22, 2025 12:54 pm
by badmaash
hi, I hope somebody can help me, I will ba making a application for my wife for British citizenship. I have read the guidance which says you have to inform if you have ever had a bankruptcy. my wife has had a DEBT RELIEF ORDER which finished a month ago, she has ILR for over 5 years. can anyone advise further
Re: debt relief order
Posted: Mon Sep 22, 2025 1:07 pm
by contorted_svy
What does she have it for? It is best to declare it anyway and show the efforts she has done to get her finances back in order.
Re: debt relief order
Posted: Mon Sep 22, 2025 3:34 pm
by badmaash
credit card and personal loan, she no longer has any credit cards or loans, also we have a disabled child and she is the main carer as I her husband is also disabled
Re: debt relief order
Posted: Mon Sep 22, 2025 4:41 pm
by contorted_svy
Disability in the family won't be relevant. Did she declare bankruptcy? Did she fail to pay council tax or NHS bills?
Re: debt relief order
Posted: Mon Sep 22, 2025 7:00 pm
by badmaash
no she never declared bankruptcy and has no nhs debt and council tax is up to date, I did ring the ukvi, they said to me she will have to wait 1 year after she is discharged until she can apply for British citizenship is this correct? now she has no debt e.g personal loans and credit cards, how does she show her finances are in order?
Re: debt relief order
Posted: Mon Sep 22, 2025 8:21 pm
by badmaash
my wife's debt occurred mainly during covid and because of my mental health as I her husband was using her cards, I am able to get a letter from my psychiatrist confirming I her husband occurred the debts on my wife's name as I had stopped taking my medication, will this be of any help ?
Re: debt relief order
Posted: Mon Sep 22, 2025 9:55 pm
by contorted_svy
Often the helpline gives inaccurate information, as they are not case workers. Read the relevant parts of the guidance
https://assets.publishing.service.gov.u ... racter.pdf
Has wife made an agreement to pay back the debt?
Re: debt relief order
Posted: Mon Sep 22, 2025 10:20 pm
by badmaash
she has been discharged from the debt as 1 year has now passed and her dro has been completed , meaning the duration of 1 year has now passed and she is free of all debt
Re: debt relief order
Posted: Tue Sep 23, 2025 6:01 am
by contorted_svy
Just declare it in a cover letter to be on the safe side, though it shouldn't be a problem.
Re: debt relief order
Posted: Tue Sep 23, 2025 6:39 am
by badmaash
so should she be ok to apply? just to recap the dro has just finished a month ago,
Re: debt relief order
Posted: Tue Sep 23, 2025 9:13 am
by badmaash
just to clarify her dro ended a month ago and she is now free of the debt , is it ok to apply now ?
Re: debt relief order
Posted: Tue Sep 23, 2025 11:19 am
by contorted_svy
As I said, yes, as the debt has now been repaid.
Re: debt relief order
Posted: Tue Sep 23, 2025 11:34 am
by badmaash
thank you for your advice
biometrics
Posted: Tue Sep 23, 2025 4:03 pm
by badmaash
in the form an they are asking for biometrics, is this done at a later date ? or do you have to get it done before you apply?
kindly ask if anyone can help please
Re: biometrics
Posted: Tue Sep 23, 2025 4:08 pm
by CR001
badmaash wrote: ↑Tue Sep 23, 2025 4:03 pm
in the form an they are asking for biometrics, is this done at a later date ? or do you have to get it done before you apply?
kindly ask if anyone can help please
What is the exact quesrion?? We can't see the online forms.
Biometrics trics are done after you submit and pay online.
Also please keep all your questions in one topic!
fixed penalty notices
Posted: Sun Nov 02, 2025 11:10 pm
by badmaash
in 2022 or 2023 I got a fixed penalty notices for parking on a red route, I was a new driver at the time and I paid the fine
in 2024 I went through a bus lane twice by mistake I was issued 2 fixed penalty notices and paid them on time
in 2023 I had to go abroad to visit my seriously ill sister because of this I had to teke out my children from school as their was nobody to look after them as my husband has severe mental health problems and is unable to look after the children also my son is born with a heart defect and is autistic so he requires care and supervision all the time, I received a fixed penalty notice for this and paid it on time
in 2025 February
I had to go abroad again and had to take my children out of school for 5 days because my mother was ill I received a fixed penalty notice and paid it on time for the same reasons as my son is disabled and my husband due to his sickness and side effects of medication is not capable of looking after the children
do I need to disclose this with my application ?
and will my application for British citizenship be rejected ?
Re: fixed penalty notices
Posted: Sun Nov 02, 2025 11:39 pm
by badmaash
[
in 2023 I had to go abroad to visit my seriously ill sister because of this I had to teke out my children from school as their was nobody to look after them as my husband has severe mental health problems and is unable to look after the children also my son is born with a heart defect and is autistic so he requires care and supervision all the time, I received a fixed penalty notice for this and paid it on time
in 2025 February
I had to go abroad again and had to take my children out of school for 5 days because my mother was ill I received a fixed penalty notice and paid it on time for the same reasons as my son is disabled and my husband due to his sickness and side effects of medication is not capable of looking after the children
do I need to disclose this with my application ?
and will my application for British citizenship be rejected ?
[/quote]
Re: fixed penalty notices
Posted: Mon Nov 03, 2025 7:10 am
by badmaash
?
Re: fixed penalty notices
Posted: Mon Nov 03, 2025 12:06 pm
by contorted_svy
badmaash wrote: ↑Sun Nov 02, 2025 11:10 pm
in 2022 or 2023 I got a fixed penalty notices for parking on a red route, I was a new driver at the time and I paid the fine
in 2024 I went through a bus lane twice by mistake I was issued 2 fixed penalty notices and paid them on time
in 2023 I had to go abroad to visit my seriously ill sister because of this I had to teke out my children from school as their was nobody to look after them as my husband has severe mental health problems and is unable to look after the children also my son is born with a heart defect and is autistic so he requires care and supervision all the time, I received a fixed penalty notice for this and paid it on time
in 2025 February
I had to go abroad again and had to take my children out of school for 5 days because my mother was ill I received a fixed penalty notice and paid it on time for the same reasons as my son is disabled and my husband due to his sickness and side effects of medication is not capable of looking after the children
do I need to disclose this with my application ?
and will my application for British citizenship be rejected ?
If you respect the absence requirements no need to mention the reason for your journeys.
You need to disclose all the fines you got and that now you are trying to be a more responsible driver.
We don't know if applications will be rejected, but this is not usually the case for just a couple of fines that were paid on time. Do you have any other factors against your good character? Please do not open new threads to ask questions, keep using this one.
Re: biometrics
Posted: Mon Nov 03, 2025 12:51 pm
by alterhase58
I read this as being fines from the education authority for taking children out of school without permission.
Anyway, they are fines levied by the authorities.
fines
Posted: Mon Nov 03, 2025 2:39 pm
by badmaash
I have a debt relief order which finished in sept 25,
also I had no choice take my child abroad as my husband sufferes from severe mental health problems and my son is autistic and is totally dependent on me
in 2023 he missed 3 weeks of school and I was fined and paid on time
in 2025 feb he missed 5 days and I paid the fine on time
the 1st occasion I had to go to pakistan because my sister was seriously ill
in February I had to go to Qatar for funeral of a close relative
I have proof my son is disabled as he has EHCP and goes to special school, also I have proof that my husband suffers from severe mental health illness as he has letters from the psychiatrist
these are the 2 FPN I have
the car fines were for parking and going through bus lane these were PCN
am I correct I do not need to declare PCN ?
thanks for reading
Re: biometrics
Posted: Mon Nov 03, 2025 5:07 pm
by contorted_svy
No need to declare PCNs. Please don't open new threads as they will be merged.