As part of my long-term planning for 2022

I'm non-EU married to Dutch citizen. We live together in UK at the moment. From reading IND website and talking to some newly naturalised Dutchies, I understand that main requirements for the naturalisation in the NL are:
1) 3 years living together as married couple as we live outside of the NL
2) Integration exam
3) living together during application process
4) no criminal records etc
What I don't understand is one of the items in the documents checklist: A valid residence permit or other proof of lawful residence. Am I right in thinking that I don't need to have this one if I apply through exclusion (by being married to Dutch citizen)? Or at the moment of application I need to live in the NL?