Employer Liability Insurance Requirment

[AsadSajjad899]

Hi Everyone
I have a business and i want to apply for sponsorship licence for my business.
I came across the documents needed and I found that I need Employer Liability insurance certificate, for up to 5 million cover. When i went to insurance company they told about different covers which are as below and my question is do we need all covers or just 5 million employer liability insurance cover.

1) Public liability
2) contents cover
3) Stock cover
4) legal expenses
5) hospital cash plan
6) excess protection cover
7) Business turnover protection
Tenants improvements

Can anyone please guide me on this.
Thank you.

[manci]

see:
https://www.gov.uk/employers-liability-insurance

[AsadSajjad899]

Hi there,
I have already read that but my question is whether we just need to have employer liability insurance or other insurance as well because when we checked the Employer liability insurance online a lot of other insurance came like stock insurance, content insurance etc. So I am a little confused.
If someone knows please help me out of this.

[AsadSajjad899]

insurance companies want us to cover different things as well like the stock cover, turnover cover etc but do we need anything etc as well or only requirement is employer liability of 5 million?

[AmazonianX]

A business and or underwriters forum might need able to help more. Here caters mainly for immigration matters.

[manci]

One of the specified documents you can submit with your sponsor licence application is evidence of ELI. Your other insurances are of no interest for the sponsor licence application.