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Problem Regarding Funds and confused.

Archived UK Tier 1 (Post-Study Work) points system forum. This route no longer exists.

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softmind82
Member
Posts: 131
Joined: Thu Feb 16, 2006 10:48 pm

Problem Regarding Funds and confused.

Post by softmind82 » Sat Apr 04, 2009 9:04 pm

Hi

I am on IGS visa and going for the extension on 2nd of june.

I was using halifax bank for my main bank account until 28th feb, and then i close my account and transfered my all money to my new bank account and transaction are starting from 12th march in the new account.

Now problem is halifax sent me last statement which is covered until 28th feb and the closing balance was £1400.

Now i need to know how can i cover the gap of 11 days from 1st march to 11th march, and also i did not use my bank card or bank for any transaction.

My salary is coming to my new account but before it was coming in to my old account.

Please help me regarding that.

Thanks.

yasa
Diamond Member
Posts: 1033
Joined: Thu Jan 29, 2009 11:52 pm

Re: Problem Regarding Funds and confused.

Post by yasa » Sun Apr 05, 2009 12:15 am

softmind82 wrote:Hi

I am on IGS visa and going for the extension on 2nd of june.

I was using halifax bank for my main bank account until 28th feb, and then i close my account and transfered my all money to my new bank account and transaction are starting from 12th march in the new account.

Now problem is halifax sent me last statement which is covered until 28th feb and the closing balance was £1400.

Now i need to know how can i cover the gap of 11 days from 1st march to 11th march, and also i did not use my bank card or bank for any transaction.

My salary is coming to my new account but before it was coming in to my old account.

Please help me regarding that.

Thanks.
The only solution is to write a covering letter informing about gaps and hope they will consider it.

By the way Y u changed your bank in that critical situation??

heman
Member
Posts: 111
Joined: Fri Mar 13, 2009 10:02 pm

Post by heman » Sun Apr 05, 2009 2:21 am

if u cant show 800pound even for a single day, then ur application will be refused, that is what happened to so many of us. u can apply if u are able to show 800 pounds in ur a/c for last 3 months without a single day gap/drop. good luck bro!

jack199
Member of Standing
Posts: 339
Joined: Mon Mar 02, 2009 7:50 pm

Re: Problem Regarding Funds and confused.

Post by jack199 » Sun Apr 05, 2009 2:29 am

softmind82 wrote:Hi

I am on IGS visa and going for the extension on 2nd of june.

I was using halifax bank for my main bank account until 28th feb, and then i close my account and transfered my all money to my new bank account and transaction are starting from 12th march in the new account.

Now problem is halifax sent me last statement which is covered until 28th feb and the closing balance was £1400.

Now i need to know how can i cover the gap of 11 days from 1st march to 11th march, and also i did not use my bank card or bank for any transaction.

My salary is coming to my new account but before it was coming in to my old account.

Please help me regarding that.

Thanks.
If i were you i would get a personalised letter from the bank stating the opening and closing balance of each month for the last three months and saying something along the lind of "within the last 3 months (dates) Mr Softmind's account balance did not dropped below £800, if you need more information then please .......... i hope you got the idea". Send this letter with your statements and hope for the best.

I don't really know how flexible your bank is. if you talk to them nicely they might write a letter in the branch for you (if you are lucky). There is no harm in trying.

All the best mate.

heman
Member
Posts: 111
Joined: Fri Mar 13, 2009 10:02 pm

Post by heman » Sun Apr 05, 2009 11:38 am

I think every1 has told u b4 what exactly u should do. I would like to add something to it, U should be prepared for this:

i think it is better to explain them what exactly happened- when u closed ur bank a/c then who had that money? HO will definitely ask for an evidence that u had the money during that time. where was the money during that period of time??!!?? if the bank had it, ask for a statement or if u had the cash then I dont know to be honest what u should do then.
U can give HO a call and ask them the question. I think that will be perfect or email them. I hope you will figure out something.

good luk!

Diokpa
Member of Standing
Posts: 295
Joined: Sun Nov 23, 2008 2:15 pm

Post by Diokpa » Sun Apr 05, 2009 11:44 am

heman wrote:I think every1 has told u b4 what exactly u should do. I would like to add something to it, U should be prepared for this:

i think it is better to explain them what exactly happened- when u closed ur bank a/c then who had that money? HO will definitely ask for an evidence that u had the money during that time. where was the money during that period of time??!!?? if the bank had it, ask for a statement or if u had the cash then I dont know to be honest what u should do then.
U can give HO a call and ask them the question. I think that will be perfect or email them. I hope you will figure out something.

good luk!
I think email would be a better option because I find the guys on the information line totally incompetent. Better to have it in paper than getting different answers from different people. Just make sure you try as much as possible to get a letter from Halifax to show how much you had and for what period of time and from your new bank stating when you opened the account with them and if possible, how much you started with. All the best.
We are all pencils in the hand of our creator~ Unknown

softmind82
Member
Posts: 131
Joined: Thu Feb 16, 2006 10:48 pm

Post by softmind82 » Sun Apr 05, 2009 9:19 pm

After closing my account with halifax i invested money in Pakistan and also still money is available in my Pakistani bank account.

But from 28th November 2008 to 28th Feb my money did not drop from the £1500.

Some body advice me to attached the Pakistani Bank Letter confirming the balance on closing dates would be useful.

Is that a good idea to just cover my 12 days where my gap is occuring.

Thanks.

jack199
Member of Standing
Posts: 339
Joined: Mon Mar 02, 2009 7:50 pm

Post by jack199 » Mon Apr 06, 2009 1:14 am

softmind82 wrote:After closing my account with halifax i invested money in Pakistan and also still money is available in my Pakistani bank account.

But from 28th November 2008 to 28th Feb my money did not drop from the £1500.

Some body advice me to attached the Pakistani Bank Letter confirming the balance on closing dates would be useful.

Is that a good idea to just cover my 12 days where my gap is occuring.

Thanks.
It may or may not work. The question will come that you are living in the UK, why you have money in PAKISTAN. HO knows that people from south asian countries can get bogus paperwork done which looks really real, which can come against your appeal. Apart from that go ahead and try your luck.

All the best

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