Applied for tier 1 general 22 Sept, with approval received 8 October.
My advice is to send a complete application, in a good quality binder, with each section clearly tabbed, using a highlighter to mark relevant transactions in documents, but not to stress out about the process.
In my application -
No cover letter was included;
Online payslips only - b&w printouts with company stamp & initial - no logo were included;
Online bank account transaction summaries - not actual bank statements - b&w printouts - no logos - but with bank stamp - from 2 different banks to make up the maintenance funds period requirements were included;
There were no issues whatsoever - received visa today.
Therefore - it is not true that your documentation needs to be perfect. it just needs to be the best you can put together.
Good luck everyone !
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