spouse visa refused plz help for appeal

[essam]

hi everyone
iam egyptian veterinay doctor married to uk citizen since 2007 .i applied for spouse visa on 20 march 2011 and got refused on 11 april 2011 and refusal letter on basis of paragraph 281 (iv) (v) basis on:
1- i didnt submit my qualification certificate or any experience.
2-i submitted balance certificate which has 1,458 £ and eco not satisfied with certificate coz it gives balance in certain day even its giving start date of the account which i think is recognized in supporting documents checklist and whether this money is there or not.
3-my wife is working 2 jobs which i submitted 3 months payslips for each job and 6 months bank statments showing a savings about 7,000 £ but eco is asking where these funds came from and he thinks is not a true reflection or these funds even there.so refusal on the balance of probabilities.

i hope anyone can help me what to submit for the appealing and what grounds of appealing and if there is any possibility of decison overturn

thanks soo much

[batleykhan]

You need to give the exact reason for refusal as per the refusal notice you recieved before someone can give you advice or assistance

[essam]

exact reasons as from refusal note
you state that you intend to work in uk as veterinary however you are unemployed and not provided any evidence of any qualifications or experience
you submitted a bank balance statement shows 1,458 £ .however bank balance does not provide satisfactory account of your financial circumstances as it gives balance on a given day,in absence of any explanation or evidence to the origin of these funds.iam not satisfied that the evidence is a true reflection of your financial circumstances or these funds would be available.
you state you sponser is embloyed in two jobs and earns 1.272 £ .however you have not provided evidence to support this ,moreover bank statments doen not reflect claimed income.
your sponser have A and B account and A closing nil on 28 feb 2011 and B account closing 7,000 £ on 28 feb 20011
and i noticed two deposits totaling 10,000 £ on 12 and 15 november 2010
you have not provided explanation origin of these funds,iam not satisfied that evidence presented is a true reflection of sponser financial circumstances.
iam not satisfied you will be adequately accomodate and maintained as required by paragraph 281(iv)and (v)
thats the refusal letter insha allah hope i find solution at your very useful forum
salam

[Greenie]

Your refusal notice is quite clear. You need to provide evidence and explanations to respond to the points made by the eco.