Fixed Deposit Maintenance - Unclear answers in the forum

[EkinKoca]

Hello everyone,

2800+ pounds (equivalent in Turkish Liras) have been on my account since the 23rd of June on a fixed time deposit account. The account is encashable anytime, it's just that when you cash the money you lose the interest of that month. Would it be possible to apply for PSW with this account in September when 90 days are up, or would I face a problem? I know the guidance says cash funds only, and there has been some confusion on the forum as some people think the money in fixed time deposit is not cash funds, but why wouldn't this be considered as cash funds if its encashable anytime?

Any help appreciated and thanks a lot!!!

Ekin