First Reserve Account

[tihskirap]

Hey guys,

First off, this is an amazing forum for people who have any issues with immigration. I have found solutions to most problems i have faced while filling up my application . I however couldnt find an answer to one problem . I have an account with Natwest, in the form of a Step Account and a First reserves account ( Savings account) . I have consistently maintained the amount of 800 pounds in the savings account since 4 months, whilst using the step account for day to day transactions( the step account doesnt have 800 maintained in it ). Since i had opted for paperless statements, I had to order bank statements , which arrived in time. My only query is should i show both the accounts , or only my savings account. The question arises because my savings account statement is just one page long, whereas the step account transactions stretch to 6-7 pages. Am totally confused, help me out guys

Thanks

[wazobia]

Hey guys,

First off, this is an amazing forum for people who have any issues with immigration. I have found solutions to most problems i have faced while filling up my application . I however couldnt find an answer to one problem . I have an account with Natwest, in the form of a Step Account and a First reserves account ( Savings account) . I have consistently maintained the amount of 800 pounds in the savings account since 4 months, whilst using the step account for day to day transactions( the step account doesnt have 800 maintained in it ). Since i had opted for paperless statements, I had to order bank statements , which arrived in time. My only query is should i show both the accounts , or only my savings account. The question arises because my savings account statement is just one page long, whereas the step account transactions stretch to 6-7 pages. Am totally confused, help me out guys

Thanks

Does your savings account statement meet the requirements as listed on their guidelines, i.e. Date of statement, your name, account number, financial institution's name and logo, and any transactions within the previous 90 days of the statement date? And does it show your closing balance at the end of the statement? If so, then you do not need to show any other statement

[tihskirap]

Hey, thanks for the reply. Yep, it satisfies all requirements as stated in the guidelines . My only concern is since it wasnt the account I used on a daily basis, there arent many transactions recorded in it. I was wondering if that would be a problem ? Also, am not very sure what you mean by closing balance. The last transaction is on 28th December... and the statement is from the 26th sep to the 30th of december

[wazobia]

Hey, thanks for the reply. Yep, it satisfies all requirements as stated in the guidelines . My only concern is since it wasnt the account I used on a daily basis, there arent many transactions recorded in it. I was wondering if that would be a problem ? Also, am not very sure what you mean by closing balance. The last transaction is on 28th December... and the statement is from the 26th sep to the 30th of december

As long as the account is in your name, it doesn't matter if it is one you use or not. In fact, many people do the same thing, keeping their maintenance funds in an account they do not use for everyday transactions, so as to not accidentally reduce it below the 800 pounds required.

As for closing balance, it means the balance on the close of business on day in question. Does your statement have a line saying "30th December: Balance £800"? If it does, the UKBA will count back 90 days from the 30th. If not, they will count back 90 days from the 28th.

From what you have said, your statement is just fine.

Do note that if the last entry on your statement was on the 28th December, and there is no line stating that on the 30th of December you had then the UKBA will use count backwards 90 days from that day