A Question About Maintenance Funds (applying outside UK)

[bucketheaddd]

Hello everyone,

I have recently discovered this forum while struggling with gathering the documents required for my Tier 1 - PSW application. It has been much help to me so far so huge thanks to everyone offering their help here.

However, I would like to ask a question, which had been concerning me for some time now and I am yet to find any relevant information about it. I would definitely be grateful it if someone can help me with it. (I am planning to apply next week)

As I mentioned in the topic title, I am applying from outside UK. For this, my father had opened a GBP account of 2800 pounds approx. 5 months ago. I was planning to show the bank statement of that account in my application. Yet, now I've learned that the account I show for maintenance points have to be owned by MYSELF and show my name as the owner of the account... (which kinda makes no sense as since this is POST-study visa; how am I expected to have a maintenance providing bank account as a POST-student?)

Putting that aside, I will now order the bank (with also my father's consent) to turn that account into a joint-account and so when I get the account statement; it will bear my own name and my father's as owners.

However as indicated, during the 3-month transaction period that the funds of 2800 GBP had to be in the account; my father was the sole owner.

So my question is; would this joint-account transformation (that I will make before applying) cause any problems for the application? Should I go ahead and apply for the visa after that? Has anyone experienced a similar issue?

Any and every kind of help would be much appreciated. Thank you very much in advance.

[bucketheaddd]

Anyone? Urgently in need of some insights.. =(

[Lala.y]

I am afraid you can not use that bank statement.
The joint account will be fine to use, but you have to be one of the owner for these 90 days.

[Lala.y]

Since the PSW will be close in April, you will not be able to wait for another 90 days to apply.
Therefore, worth a try now.

[golekipro]

I will agree with others joint account will only work if you have your name on all statements for 90 days

[Greenie]

I agree that if the account was not in your name for the 90 days then your application would not meet the requirements however it is not clear that the fact you have only recently become an account holder will be evident from the bank statements in which case the ukba may still grant your application.

[lelele]

Similar problem....have u got a response yet re visa? what did u end up doing??

[garfield123]

sooo....did you apply? I have a similar issue!