hey wrote:Hi Friends,
My visa refused, i got letter yesterday saying your bank letter does not say Money is disposable in uk and your Name.
Applied :- PSW to Tier 1 ent
cat:- 200k instead of 50k
application date:- oct 2012
bio letter & given:- 20 nov 12 & 21 nov 12
fund:- Third party overseas
Any suggestions.
Thanks

Appeal would not help you as you did not follow UKBA's Policy Guidance.
They have given a letter format in Policy Guidance.
If bank letter did not mention that funds are freely transferable and disposable in UK then you will waste time in appeal.
Points are allocated as below:
Funds available to you: 25 points
Funds are disposable in UK: 25 points
Funds are held in a Regulated Financial Institution: 25 Points
Maintenance Funds: 10 Points
English Language: 10 Points
The only option for you is to send fresh application with correct documentation.
Note: I do not work as an Immigration Consultant, but my advice comes from experiences and my opinions are my own.