ILR - SET(M) - Cohabitation document proof

[sud]

Hi guys,

I am planning to apply ILR for my wife who is atm on parter's visa and will be finishing two years next month. I looked at the documents needed for cohabitation proof described in the SET(M) form as well as went through few cases mentioned in this website. I still have a query on this as in my case we do not have any documents on joint names. I have following set of documents over the period of 2 years on individual names and on the same address:

Wife's Name
bank statements
Salary slips
NHS card and appointment communications
National Insurance registration letter
HM Revenue and Customs letter

My Name:
Tenancy agreement
Bank statements
Driving licence, MOT, tax communications
mobile phone bills
NHS card

I understand from the note in SET(M) form that I can submit 12 individual letters on the same address for 2 years period. But my question is do I need to give a justification letter why there are no documents on joint names?If yes, can any of you suggest what I can say in such letter? Is it essential to have atleast one/two documents with joint names?

Any suggestion/advice on this is really appreciated as I am planning to get a PEO appointment for this month end.

Many Thanks,

Sud

[Casa]

It's not essential to have documents in joint names. Carry on with what you intend to do....submit 12 (instead of six) in single names, spread as evenly as possible throughout the 2 year period...from at least 3 different sources.