Application for Tier 4 student visa

[mayofc2000]

Hi i obtained my PSW feb 2011 and started my PhD sept 2011. I am trying to apply for a new tier 4 student visa and need some help. First will like to know what a civil judgement is? Does this include a liabuility order of non payment of council tax? Does this inlcude a warrant for entry to disconnect electrcity? What does the good character include? Can all these affect me if i wanted to apply fcr ILR in the future ?

Thanks thus will be very helpful

[Deviser]

Q1. Mostly, when you owe money but did not pay your obligation CCJ occure in your credit file. For more info see direct.gov.uk or search google.

Q2.Yes.

Q3.Yes.