to Appeal or not to Appeal

[Tanvi123]

My mother applied for a five year visit visa which got rejected. she has previously visited UK 3 times on 6 months visit visa.

I sent a sponsor letter with my bank statements and payslips. I have a British Citizenship for last 3 years.

Reason for rejection was the account became overdrawn by £500 in the last month of the statement and low amount (£300) in my mothers account.

Can i apply for appeal on following basis:

1. my overdarft limit is £4k and only used £540 OD for few days. I can afford to pay for travel and other costs.

2. overdraft was for only for few days. i have a regular income. never took any benefit.

3. attach spouse bank statement with £5k balance (was not included with previously as i thought my payslips and bank statement showing continuous inflow of money is enough).

I will appreciate if you can provide any comments and what will be my chances of success if i appeal using IAFT-2 against this decision.

how long does the appeal process takes?

[batleykhan]

If you can prove the points that you were refused and can now provide documents to prove otherwise,It would be cheaper and quicker to reapply than appeal