SET(M) Finance Section

[moog]

Hi guys, I've been getting info from this forum for a little while now but this is my first post. I apologise if I've put this in the wrong forum, or if this information is already mentioned in another post but I've had a good look around and can't find anything.

Anyway, I've been looking at the SET(M) form in preparation for my wife's PEO meeting which is due soon. I thought the form would be quite simple, but I'm confused about the finance sections.

I am employed, whereas my wife is not working and therefore has no employment income.

I assumed I would just include all my payslips, bank statements etc. and that would be quite simple. However, I can't find anywhere on the form where it states that I can provide my financial documents.

I have the following questions:

1) In section 11 (Documents) where it asks for "Evidence of your finances", does it actually mean "Evidence of you and your partner's finances"? The only place where I can see any mention of financial documents other than those of my wife, is if box 8.5 is ticked (for when a friend or relative or ours is providing financial support, which in our case they are not). Basically does ticking the Evidence of your finances box in Section 11 mean that my financial documents can be included as well as my wife's.

2) Section 12 gives consent for the UKBA to check bank details. The first section is for the applicant i.e. my wife, the second is for only our joint account, and the third seems to be for third party friends or relatives that provide financial support. How do they get consent to check my (i.e. the husband's) bank details? Am I classed as a third party in this case, and if so, should I fill in the third party section? I assumed this should only be used if box 8.5 is ticked.

3) I know that there are new regulations in place which started 9th July which mean that the minimum income requirement is approx. £18,500. However, I believe that this does not apply to my wife because her FLR(M) was processed 2 years ago, and so the previous rules will still apply. I assume the new regulations are more strict, so I guess the previous income requirement is less than the new £18,500 level, but can't find any info anywhere. My salary is approx. £35,000 so I'm hoping we'll pass the requirements on that alone, without needing to take savings and income from savings and investments into account. Does anyone know what the required income level was using the previous regulations (which will apply to my wife)?

Thanks for any help.