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Postal Order or Debit Card

Only for UK Tier 1 (Entrepreneur) points system. This route is now closed to new applicants.

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alex87
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Posts: 70
Joined: Tue Jan 01, 2013 2:02 am

Postal Order or Debit Card

Post by alex87 » Thu Mar 07, 2013 5:00 pm

I'm debating whether to send my application fee in the form of a postal order or whether I should send in my debit card details?
I've heard stories of payments being rejected/blocked by banks so am wondering if it's safer, in that sense anyway, to pay using postal orders?

dancingguy05
Member
Posts: 233
Joined: Sun Sep 19, 2010 2:09 pm

Re: Postal Order or Debit Card

Post by dancingguy05 » Thu Mar 07, 2013 5:05 pm

alex87 wrote:I'm debating whether to send my application fee in the form of a postal order or whether I should send in my debit card details?
I've heard stories of payments being rejected/blocked by banks so am wondering if it's safer, in that sense anyway, to pay using postal orders?

I was told to do either by postal order or cheque to be on safe side. Cheque can take longer than postal order.

rooney0511
Member
Posts: 227
Joined: Tue May 03, 2011 6:49 pm

Re: Postal Order or Debit Card

Post by rooney0511 » Thu Mar 07, 2013 5:09 pm

alex87 wrote:I'm debating whether to send my application fee in the form of a postal order or whether I should send in my debit card details?
I've heard stories of payments being rejected/blocked by banks so am wondering if it's safer, in that sense anyway, to pay using postal orders?
Give the debit card, and also give a cheque with a small note saying that in
case there is a problem with the debit card, use the cheque.
Postal Order is expensive, using a cheque will delay 5 days, not more.

alex87
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Posts: 70
Joined: Tue Jan 01, 2013 2:02 am

Re: Postal Order or Debit Card

Post by alex87 » Thu Mar 07, 2013 5:13 pm

rooney0511 wrote:
alex87 wrote:I'm debating whether to send my application fee in the form of a postal order or whether I should send in my debit card details?
I've heard stories of payments being rejected/blocked by banks so am wondering if it's safer, in that sense anyway, to pay using postal orders?
Give the debit card, and also give a cheque with a small note saying that in
case there is a problem with the debit card, use the cheque.
Postal Order is expensive, using a cheque will delay 5 days, not more.
Yeah, the last time (when I applied for my PSW), I paid by postal order because I was told that the likelihood of the payment being rejected is higher when using a debit card, but as the fee for the entrepreneur visa is more than £1,000, I 'm not too keen on using postal orders this time.

tuliprose
Member of Standing
Posts: 350
Joined: Wed Jan 07, 2009 9:23 pm
Location: Greater London

Post by tuliprose » Thu Mar 07, 2013 6:31 pm

Debit card has its own risks to get payment rejected as we have seen cases in the past.

Postal order is safest way but very expensive.

I would suggest Banker's Draft. Different banks charge different fees (between £10 - £20). i-e Santander Charges £10

The banker's draft is like cheque but its bank's cheque, therefore there is no chance to get payment rejected.
Note: I do not work as an Immigration Consultant, but my advice comes from experiences and my opinions are my own.

rehan01
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Posts: 1635
Joined: Fri Aug 10, 2012 7:05 am
Location: London

Re: Postal Order or Debit Card

Post by rehan01 » Thu Mar 07, 2013 8:00 pm

It's entirely ur choice really as long as you have funds in account debit card transaction won't be rejected unless there is a cap on amount of single transaction and you can check this easily with your bank.

I always paid by debit card and never had any problem

Regards

alex87 wrote:I'm debating whether to send my application fee in the form of a postal order or whether I should send in my debit card details?
I've heard stories of payments being rejected/blocked by banks so am wondering if it's safer, in that sense anyway, to pay using postal orders?

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