Going in overdraft (mostly) effects ILR ?

fslateef · Post by **fslateef** » Thu May 09, 2013 10:12 am

Hi,

Next year in March I will be applying for my ILR and almost every month my account goes into planned overdraft. Is this going to effect ILR ?

Also I know loan won't effect ILR but is credit-card balance can effect ILR (never missed minimum payment each month at-least) ?

Thanks

Post by **Lucapooka** » Thu May 09, 2013 10:23 am

No, no.

fslateef · Post by **fslateef** » Thu May 09, 2013 11:00 am

Thanks Guru for quick reply.

Just another quick question:

-- For settlement (or naturalization later) UKBA do credit history check ?

Post by **sheraz7** » Thu May 09, 2013 4:16 pm

As long as you are still in agreement with bank by complying with the terms and conditions you will be fine.

fslateef · Post by **fslateef** » Thu May 09, 2013 4:45 pm

sheraz7 wrote:As long as you are still in agreement with bank by complying with the terms and conditions you will be fine.

Thanks, this means never became defaulter OR bankrupted, right ?

Post by **sheraz7** » Thu May 09, 2013 4:48 pm

fslateef wrote:
sheraz7 wrote:As long as you are still in agreement with bank by complying with the terms and conditions you will be fine.
Thanks, this means never became defaulter OR bankrupted, right ?

Yes correct

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Going in overdraft (mostly) effects ILR ?

Going in overdraft (mostly) effects ILR ?