Credit history and ILR

Raquelruiz · Post by **Raquelruiz** » Fri Jun 07, 2013 9:07 pm

I am applying for ILR SET(M) as a wife of a British citizen . My FLR was granted in June 2011, so if I understood correct the old rules apply for me? My husband had a overdraft for many years and due for been inconsistence with his payments the bank has transferred his account to debt recovery. This happened recently and we haven't made a agreement yet or have been notified of anything. We have another bank account where our wages go in normally and it's been with credit consistently, do I need to mention the credit recovery process? And if I do, what can I do to back us up? I appreciate any advise,

Thanks

Post by **Amber** » Fri Jun 07, 2013 9:58 pm

Raquelruiz wrote:I am applying for ILR SET(M) as a wife of a British citizen . My FLR was granted in June 2011, so if I understood correct the old rules apply for me? My husband had a overdraft for many years and due for been inconsistence with his payments the bank has transferred his account to debt recovery. This happened recently and we haven't made a agreement yet or have been notified of anything. We have another bank account where our wages go in normally and it's been with credit consistently, do I need to mention the credit recovery process? And if I do, what can I do to back us up? I appreciate any advise,

Thanks

Yes you're under the old rules. Your partner's debt issue shouldn't be an issue. If the applicant shows no intention of paying debts that can be a general ground for refusal. You should contact the National Debt Line or your local CAB if you're having financial difficulties.

Raquelruiz · Post by **Raquelruiz** » Fri Jun 07, 2013 10:24 pm

thank you.

Should I mention it? The account has just been passed to the credit recovery team, so we dont have any information about it. Than you

Post by **Amber** » Sat Jun 08, 2013 8:04 am

Raquelruiz wrote:thank you.

Should I mention it? The account has just been passed to the credit recovery team, so we dont have any information about it. Than you

There is no need to mention it.

rajat1974 · Post by **rajat1974** » Sat Jun 08, 2013 11:22 am

D4109125 wrote:
Raquelruiz wrote:thank you.

Should I mention it? The account has just been passed to the credit recovery team, so we dont have any information about it. Than you
There is no need to mention it.

You dont have to mention until and unless there is a court judgement against you(Which will fall as a civil matter)

rajat1974 · Post by **rajat1974** » Sat Jun 08, 2013 11:35 am

D4109125 wrote:
Raquelruiz wrote:thank you.

Should I mention it? The account has just been passed to the credit recovery team, so we dont have any information about it. Than you
There is no need to mention it.

You dont have to mention until and unless there is a court judgement against you(Which will fall as a civil matter)

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Credit history and ILR

Credit history and ILR

Re: Credit history and ILR