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can Redundancy payout be used towards £18,600 financial req?

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apocolypto
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Joined: Sat May 18, 2013 4:35 pm

can Redundancy payout be used towards £18,600 financial req?

Post by apocolypto » Sun Jun 16, 2013 3:24 pm

Hi All,

Thank you for reading my post and I hope you will be able to help me here. My cousin has recently got married. His wife is British citizen and they are in the process of submitting their visa application for FLR(M). The wife has had a brilliant Job and was earning around 30K for about 13 years. She was made redundant last year with a redundancy payout of around £25,000.

She was doing temporary work since and recently found a permanent job with NHS for a salary of around 15K.

Now her last years salary from temp work etc is around 10K but if you combine it with her redundancy payout its about 35K.

My question is , can this redundancy payout be used as source of income? This is a stumbling block in their application and all of us are very upset and worried as family members.

Does any one has any solution to this problem? How can this be best handled? I really really appreciate your time and I look forward to hearing your solutions and suggestions ...

Many thanks,

Amber
Moderator
Posts: 17506
Joined: Tue Jan 15, 2013 11:20 am
Location: England, UK
Mood:
United Kingdom

Re: can Redundancy payout be used towards £18,600 financial

Post by Amber » Sun Jun 16, 2013 4:51 pm

apocolypto wrote:Hi All,

Thank you for reading my post and I hope you will be able to help me here. My cousin has recently got married. His wife is British citizen and they are in the process of submitting their visa application for FLR(M). The wife has had a brilliant Job and was earning around 30K for about 13 years. She was made redundant last year with a redundancy payout of around £25,000.

She was doing temporary work since and recently found a permanent job with NHS for a salary of around 15K.

Now her last years salary from temp work etc is around 10K but if you combine it with her redundancy payout its about 35K.

My question is , can this redundancy payout be used as source of income? This is a stumbling block in their application and all of us are very upset and worried as family members.

Does any one has any solution to this problem? How can this be best handled? I really really appreciate your time and I look forward to hearing your solutions and suggestions ...

Many thanks,
Redundancy could be used as savings in combination with other job but redundancy pay is not wages its a statutory and or contractual lump sum providing its kept in the bank for 6 months.

Savings can be combined with wages but for B2.

As they're both in the UK, both persons salaries can be included providing they can both work legally.

£25000 savings would equate to 25000-16000 = 9000/2.5 = 3600

Therefore job(s) would need to be 18600-3600 = £15000 gross per annum.
**this forum is not intended to be a substitute for professional advice**
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apocolypto
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Posts: 45
Joined: Sat May 18, 2013 4:35 pm

Re: can Redundancy payout be used towards £18,600 financial

Post by apocolypto » Mon Jun 17, 2013 2:53 pm

D4109125 wrote:
apocolypto wrote:Hi All,

Thank you for reading my post and I hope you will be able to help me here. My cousin has recently got married. His wife is British citizen and they are in the process of submitting their visa application for FLR(M). The wife has had a brilliant Job and was earning around 30K for about 13 years. She was made redundant last year with a redundancy payout of around £25,000.

She was doing temporary work since and recently found a permanent job with NHS for a salary of around 15K.

Now her last years salary from temp work etc is around 10K but if you combine it with her redundancy payout its about 35K.

My question is , can this redundancy payout be used as source of income? This is a stumbling block in their application and all of us are very upset and worried as family members.

Does any one has any solution to this problem? How can this be best handled? I really really appreciate your time and I look forward to hearing your solutions and suggestions ...

Many thanks,
Redundancy could be used as savings in combination with other job but redundancy pay is not wages its a statutory and or contractual lump sum providing its kept in the bank for 6 months.

Savings can be combined with wages but for B2.

As they're both in the UK, both persons salaries can be included providing they can both work legally.

£25000 savings would equate to 25000-16000 = 9000/2.5 = 3600

Therefore job(s) would need to be 18600-3600 = £15000 gross per annum.
Thanks Guru. Thats very helpful. The problem is that 25K is nearly spent on something big i.e. deposit on a new property. Now, She has recently got another job for about 15K gross salary but not sure if all of this is good enough for the application? The husband (my cousin) has done cash in hand sort of work so cant be proved unfortunately.

Whats the alternative now?

Really appreciate your help on this Guru.

Thanks,

Amber
Moderator
Posts: 17506
Joined: Tue Jan 15, 2013 11:20 am
Location: England, UK
Mood:
United Kingdom

Re: can Redundancy payout be used towards £18,600 financial

Post by Amber » Mon Jun 17, 2013 3:12 pm

apocolypto wrote:
D4109125 wrote:
apocolypto wrote:Hi All,

Thank you for reading my post and I hope you will be able to help me here. My cousin has recently got married. His wife is British citizen and they are in the process of submitting their visa application for FLR(M). The wife has had a brilliant Job and was earning around 30K for about 13 years. She was made redundant last year with a redundancy payout of around £25,000.

She was doing temporary work since and recently found a permanent job with NHS for a salary of around 15K.

Now her last years salary from temp work etc is around 10K but if you combine it with her redundancy payout its about 35K.

My question is , can this redundancy payout be used as source of income? This is a stumbling block in their application and all of us are very upset and worried as family members.

Does any one has any solution to this problem? How can this be best handled? I really really appreciate your time and I look forward to hearing your solutions and suggestions ...

Many thanks,
Redundancy could be used as savings in combination with other job but redundancy pay is not wages its a statutory and or contractual lump sum providing its kept in the bank for 6 months.

Savings can be combined with wages but for B2.

As they're both in the UK, both persons salaries can be included providing they can both work legally.

£25000 savings would equate to 25000-16000 = 9000/2.5 = 3600

Therefore job(s) would need to be 18600-3600 = £15000 gross per annum.
Thanks Guru. Thats very helpful. The problem is that 25K is nearly spent on something big i.e. deposit on a new property. Now, She has recently got another job for about 15K gross salary but not sure if all of this is good enough for the application? The husband (my cousin) has done cash in hand sort of work so cant be proved unfortunately.

Whats the alternative now?

Really appreciate your help on this Guru.

Thanks,
Is there a disabled relative for whom your cousin can claim carer's allowance?
**this forum is not intended to be a substitute for professional advice**
Click here to send me a PM regarding an offensive post. Do NOT PM me for immigration advice.

apocolypto
Newbie
Posts: 45
Joined: Sat May 18, 2013 4:35 pm

Re: can Redundancy payout be used towards £18,600 financial

Post by apocolypto » Mon Jun 17, 2013 3:47 pm

D4109125 wrote:
apocolypto wrote:
D4109125 wrote:
apocolypto wrote:Hi All,

Thank you for reading my post and I hope you will be able to help me here. My cousin has recently got married. His wife is British citizen and they are in the process of submitting their visa application for FLR(M). The wife has had a brilliant Job and was earning around 30K for about 13 years. She was made redundant last year with a redundancy payout of around £25,000.

She was doing temporary work since and recently found a permanent job with NHS for a salary of around 15K.

Now her last years salary from temp work etc is around 10K but if you combine it with her redundancy payout its about 35K.

My question is , can this redundancy payout be used as source of income? This is a stumbling block in their application and all of us are very upset and worried as family members.

Does any one has any solution to this problem? How can this be best handled? I really really appreciate your time and I look forward to hearing your solutions and suggestions ...

Many thanks,
Redundancy could be used as savings in combination with other job but redundancy pay is not wages its a statutory and or contractual lump sum providing its kept in the bank for 6 months.

Savings can be combined with wages but for B2.

As they're both in the UK, both persons salaries can be included providing they can both work legally.

£25000 savings would equate to 25000-16000 = 9000/2.5 = 3600

Therefore job(s) would need to be 18600-3600 = £15000 gross per annum.
Thanks Guru. Thats very helpful. The problem is that 25K is nearly spent on something big i.e. deposit on a new property. Now, She has recently got another job for about 15K gross salary but not sure if all of this is good enough for the application? The husband (my cousin) has done cash in hand sort of work so cant be proved unfortunately.

Whats the alternative now?

Really appreciate your help on this Guru.

Thanks,
Is there a disabled relative for whom your cousin can claim carer's allowance?
Thanks Amber. Glad to know your name. what is a Carer's allowance? I am not sure if that will be possible as I cant think of any disabled relative in UK .. Can you please elaborate a little bit more on this?

Thanks,

Amber
Moderator
Posts: 17506
Joined: Tue Jan 15, 2013 11:20 am
Location: England, UK
Mood:
United Kingdom

Post by Amber » Mon Jun 17, 2013 7:56 pm

See https://www.gov.uk/carers-allowance/overview

If the applicant or their sponsor is receiving a disability benefit (e.g. Dla or pip) or carer's allowance they are exempt from the new financial requirement. However your cousin may not be able to claim carer's allowance if he is not from a specific country (where is he from). Otherwise the sponsor would have to claim carer's allowance.
**this forum is not intended to be a substitute for professional advice**
Click here to send me a PM regarding an offensive post. Do NOT PM me for immigration advice.

apocolypto
Newbie
Posts: 45
Joined: Sat May 18, 2013 4:35 pm

Post by apocolypto » Tue Jun 18, 2013 2:11 pm

D4109125 wrote:See https://www.gov.uk/carers-allowance/overview

If the applicant or their sponsor is receiving a disability benefit (e.g. Dla or pip) or carer's allowance they are exempt from the new financial requirement. However your cousin may not be able to claim carer's allowance if he is not from a specific country (where is he from). Otherwise the sponsor would have to claim carer's allowance.
No they are both fit and never claimed any disability allowance as such ... does that mesn they stand no chance?

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