Spouse Visa Query/ies

[Mrs N]

Hi

I hope someone can help me - i have joined several forums but they arent helpful at all, and this one seems like people talk more sense on

basically i got married in february this year in pakistan (i am from the uk) long story cut short we have not been able to apply for my husbands visa due to a death in the family and things getting pushed back becuase of this - before i went to pakistan i took all relavant paperwork with me, wage slips, bank statements etc etc but then got told as they were up untill end of january they become ineligible after 28 days - so at the begining of june i sent more paperwork again (wage slips and bank statements that were up until end of may) so that when he applies they will be relevant - he put his application in on the 17th of June

now i have 2 queries

first query is my annual salary within the last 12 months has changed 3 times - increasing each time - however i have made it clear on my covering letter the salary i am relying upon (the lowest within the last 6 months) which is £12675 - this does not meet the criteria of the new financial requirement - i have calculated that my savings need to be £30812.50 - from august last year i have had the majority in my account (around about £29k) - however when i went to pakistan i had to withdraw some, and then deposited some more when i got back - when my last statement was produced (on 31st may) my savings were £31k - but this £31k has not been in my account for 6 months - does this matter? from December to May my savings have been around £27-28k ... my question is, is it correct that the money has to be in and untouched for 6 months? surely ur savings are there so that when u need them u can get to them and when u have extra u can put more in.. other forums have been quite abrupt and blunt saying if i didnt have the £31k all the way from december there is no chance?

my second query is - im in the process of finding a new job (i have had several interviews unfortunately none successful as of yet) - if i was to get a new job and the visa is still in the process, what impact does this have on the application if any at all? i believe sometimes they ring your employer but what if i start somewhere else in the mean time?

it has been nearly 2 working weeks and our status still says that its been forwarded to islamabad OC

any help on any of this would be appreciated

Thankyou

Mrs N x

[Amber]

According to section 7 (click) you should have held the savings for at least 6 months. You may be lucky and the ECO might oversee the matter but this is not guaranteed and you should have followed the rules as your partner now faces refusal.if however you transferred the savings to the bank I,e, liquidated stock then the period the funds were held as an investment could be counted towards the 6 month period.

[Mrs N]

thanks for the prompt reply

does the ECO have discretion on this matter?

im not 100% sure what the last bit of ur message means 'if however you transferred the savings to the bank I,e, liquidated stock then the period the funds were held as an investment could be counted towards the 6 month period' - could u explain a bit further?

Thanks

Mrs N x

[Mrs N]

also any advice for the job situation?

[Amber]

thanks for the prompt reply

does the ECO have discretion on this matter?

im not 100% sure what the last bit of ur message means 'if however you transferred the savings to the bank I,e, liquidated stock then the period the funds were held as an investment could be counted towards the 6 month period' - could u explain a bit further?

Thanks

Mrs N x

I mean if for example you sold your shares and then put the money in a savings account the time the 'investment' was held as a share can be added to the time in the savings account to reach the 6 months. However, if it was just cash you were putting it would not be added and the 6 months clock would be reset to zero. There is unlikely to be any discretion you will be relying on the ECO not being very thorough.