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Hi,sheraz7 wrote:http://www.ukba.homeoffice.gov.uk/sitec ... cklist.pdf
Great, thanks.sheraz7 wrote:Anyhow if the eea national is student then only he/she should be covered and csi policy must cover in majority of circumstances regarless of plan except Nhs top up/cash backs plan etc.
Why not WPA ? Is it because they need someone need to registered with GP / NHS for 6 months ? Their policy cover maximum if you look at the guidesiroc wrote:Great, thanks.sheraz7 wrote:Anyhow if the eea national is student then only he/she should be covered and csi policy must cover in majority of circumstances regarless of plan except Nhs top up/cash backs plan etc.
Regarding the CSI - it was my understanding that we both require this....? As we have only lived in the UK for 3 months we are unable to obtain one of the more favourable CSI policies issued by WPA (mentioned on here numerous times). So we're planning to go with Aviva. One thing that did come up - and for which the UKBA was unable to offer any helpful advice when I called them - is that Aviva offer private health insurace with an option for Private hospital cover or cover provided through the local NHS hospital. Obviously the premiums differ substantially so we'd like to go with the NHS hospital option.
My question was whether it is likely that this could be deemed a 'reliance on the UK NHS', and therefore our application being refused? Surely given that it's PRIVATE medical cover, this point is irrelevant though...?
Private medical insurance cannot work without NHS because for every treatment one always need GP referral and i believe with the passage of time the UKBA must have learned that.siroc wrote:Great, thanks.sheraz7 wrote:Anyhow if the eea national is student then only he/she should be covered and csi policy must cover in majority of circumstances regarless of plan except Nhs top up/cash backs plan etc.
My question was whether it is likely that this could be deemed a 'reliance on the UK NHS', and therefore our application being refused? Surely given that it's PRIVATE medical cover, this point is irrelevant though...?
You are correct about the 6-month UK residency/NHS GP registration when it comes to WPA.askmeplz82 wrote:Why not WPA ? Is it because they need someone need to registered with GP / NHS for 6 months ? Their policy cover maximum if you look at the guide
And that include any hospital in the UK including private but still your GP need to refer you there
Aviva is good too but I am not sure which one you taking ?
If you are self sufficient ( not working and not studying ) then for both otherwise only
eu national if he/she is a student
sheraz7 wrote:Private medical insurance cannot work without NHS because for every treatment one always need GP referral and i believe with the passage of time the UKBA must have learned that.
There is no list of recommended health plans but usually a reasonably priced plan covers full in patient while putting some limits on outpatient which should be acceptable.
siroc wrote:You are correct about the 6-month UK residency/NHS GP registration when it comes to WPA.askmeplz82 wrote:Why not WPA ? Is it because they need someone need to registered with GP / NHS for 6 months ? Their policy cover maximum if you look at the guide
And that include any hospital in the UK including private but still your GP need to refer you there
Aviva is good too but I am not sure which one you taking ?
If you are self sufficient ( not working and not studying ) then for both otherwise only
eu national if he/she is a student
This is unfortunate as they would have been a lot cheaper. The Aviva is an Individual Private Health Insurance policy under the scheme "Healthier Solutions". My wife (EU national) is a student, but it is our intention to remain here permanently and all information I have received says that for those seeking permanent settlement - EHIC is not supported and CSI is required for BOTH the EU sponsor and non-EU applicant.
sheraz7 wrote:Private medical insurance cannot work without NHS because for every treatment one always need GP referral and i believe with the passage of time the UKBA must have learned that.
There is no list of recommended health plans but usually a reasonably priced plan covers full in patient while putting some limits on outpatient which should be acceptable.
Thanks for the info. I suppose I will change it to treatment through the local NHS hospital. Here is the cover that is provided should I choose to go ahead with the Aviva option:
I guess that fulfils your statement of covering 'full in-patient with some limits on out-patient cover', would you agree? There was an option for additional out-patient diagnostic benefits (at a whopping £20 extra per month), which covered things like diagnostic tests, physiotherapy chiropractic and psychiatric treatment upon referral. But I suppose they go beyond the minimum requirements set by UKBA (whatever they mysteriously are........)?
Hi,askmeplz82 wrote: that's comprehensive...
Go with it..
siroc wrote:Hi,askmeplz82 wrote: that's comprehensive...
Go with it..
I suspected so too, but my concern is whether the outpatient benefits listed there are sufficient. If I paid £20 extra a month (don't really want to), Aviva would offer a £1,000 limit on these additional outpatient benefits:
► Diagnostic Tests (Pathology, X-rays, ECGs) on Specialist referral
► Specialist Consultations
► Specialist referred Physiotherapy
► Specialist referred Osteopathy & Chiropractic treatment
► Psychiatric Treatment on GP referral (in accordance with fee guidelines)
► Surgical Procedures (excluding surgical procedures on the teeth)
Are these necessary under what UKBA so famously and ambiguously claims as "comprehensive sickness insurance" ? What do you think?
Lithuanian residents are allowed to take employment in UK without restrictions. You could ask her to apply for job part time which will prove that she is exercising treaty right then apply for RC. It is easier that way than a student route as its hard to prove for adequate funds to support you in student routesiroc wrote:Hi all,
I'm about to send off my application for RC (EEA2) and registration certificate for my Lithuanian wife (EEA1). I just wanted to go over the documents I have prepared in order to ensure I've not left anything out.
I'm currently living in the UK on an EEA Family Permit which expires in December. My wife is an Erasmus student who studies on exchange at a UK university, but her home university is in Lithuania. Her enrolment here is until December but she is in the process of extending this for the next semester as well. Her final semester (i.e. from September, 2014) will be spent here writing her thesis (and searching for a job of course).
Here is the list of all documents:
- Completed EEA1 Application Form; Completed EEA2 Application Form
- Payment info completed: £55 for her on EEA1 and £55 for me on EEA2
- Signed cover letters from both of us. The letters detail our intention to reside in the UK on a permanent basis, that she intends to sponsor me as her non-EEA national spouse, that we intend to support ourselves from her scholarship and savings (in my account), that she does not intend to rely on welfare for support, as well as further details regarding the peculiar situation with her studies (as I mentioned above). - Anything else we should add here?
- Both of our current passports
- ID Photos (4 of her; 2 of me)
- Her UK university enrolment letter (until Dec), and signed learning agreement between the UK uni and her Lithuanian uni.
- Evidence of her scholarship (Erasmus grant)
- Comprehensive sickness insurance proof (for both of us) - we have a policy with Aviva as others required us to be resident in the UK for at least 6 months. It is their basic cover without outpatient benefits @£42 for the both of us. Does anyone know more info about CSI and whether this is suitable?
- Our translated/certified Lithuanian marriage certificate (dated December, 2010)
- Signed tenancy agreement (through rental agency) showing prepaid rent covering till March
- One utility bill with our names/address - should we include additional bills here or is one sufficient?
- Past 3-months bank statement for her (Lithuanian account)
- Past 3-months bank statement for me (Australian account)
And I believe that's it (hopefully I didn't omit something). Is there anything else I should consider?
Also, I note that some married persons mention they have sent documents detailing evidence of their relationship (co-habitation etc.) for the period BEFORE they entered the UK. Is this really necessary? The fact I have a current EEA FP should be evidence enough, correct?
Many thanks for your assistance.
Yes, indeed, but the problem is that with her study load and the lengthy commute - even 12 hours/week would be asking too much of her.Thetruth007hmm wrote:Lithuanian residents are allowed to take employment in UK without restrictions. You could ask her to apply for job part time which will prove that she is exercising treaty right then apply for RC. It is easier that way than a student route as its hard to prove for adequate funds to support you in student route