Tier 4 visa problem

[svj]

Hi guys, I have a problem regarding Tier 4 visa. I've got everything I need from the University, but I didn't know I needed to have the money on my account 28 consecutive days before visa application. So I put the money on the account a few days ago, and 28 days expires on 23rd of December. I'm afraid I won't get visa until 31st of December, which is my deadline (by then I need to show up at my University).

1) I have an authorization to use account of my mother's friend. I have the money for more than 28 days on that account. Should I use that account, even though she's not my parent?
2) Is it possible to sign in with Tourist visa? Then I could get my Tier 4 visa later.
3) What else could I do?

I am open to suggestions, thanks in advance.

[sheraz7]

1) I have an authorization to use account of my mother's friend. I have the money for more than 28 days on that account. Should I use that account, even though she's not my parent?

Only the money possessed by your parents/legal guardian can be used. Read Evidence of your money (click it)

[svj]

I have read that of course, but could this be considered my joint account?
If not, any suggestion?

[sheraz7]

Only the money possessed by your parents/legal guardian can be used. Read Evidence of your money (click it)

If you want to use a joint account as proof of your money, you must be named on the account along with at least one other person.