LEAVING THE UK/NI CLAIM

[magata]

Hi Guys,

Someone who has been here on a spousal visa since 2005 and expires at the end of this year is planning on leaving the UK for good later this year. Previously he came as an asylum seeker in 1997 and as his case failed was removed from the UK in 2002. He has been told by various people that as he is not going to benefit from a pension then he would be able to claim back the NI that he has paid throughout the years that he resided in the UK.

Please, could you answer the following questions:

Is true that he will be able to claim back the contributions that he has made up to now?

As he has been working with the same NI, will he able to claim it from 1997?

How can that be done? What is the required process?

What will happen if he decides to return in future?

Any comments or assistance is gratefully appreciated.

Kind regards

[zalimet]

Magata,

I heard about what you are inquiring also the tax as well on the website for works & pension there is a form for leaving the UK I think its called form 30 do a search you may get some inform.

[ashishashah]

Hmm...
I have heard people doing that when they leave UK for good..

Dont know much, but i think you can do that...

But you cannot enter UK and work again(as you have already claimed that you are leaving UK for GOOD)..So think twice before you claim it back.

And if u do manage, tell me also, how u did that ??

Ashish

[jes2jes]

Hmm...
I have heard people doing that when they leave UK for good..

Dont know much, but i think you can do that...

But you cannot enter UK and work again(as you have already claimed that you are leaving UK for GOOD)..So think twice before you claim it back.

And if u do manage, tell me also, how u did that ??

Ashish

Next time you come to the UK, you would have to start all over again with a new NI number as far as NI contributions are concerned like a new resident.

There is a form on the IR/HMRC website for this purpose. I think it is 'something' 85....

[John]

Next time you come to the UK, you would have to start all over again with a new NI number as far as NI contributions are concerned like a new resident.

Absolutely incorrect. The NI number stays with you for life.

Is true that he will be able to claim back the contributions that he has made up to now?

As he has been working with the same NI, will he able to claim it from 1997?

No .... and ... No! There is no ability to reclaim the NI contributions paid.

[Dawie]

You are getting confused with claiming back part of your income tax if you leave the UK part-way through a tax year.

John can probably explain it better than I can, but basically each month when your employer deducts your income tax from your pay packet, it is calculated on the assumption that you will be working a full tax year. Therefore if you leave the UK permanently part-way through the tax year you will be entitled a refund calculated on a pro-rata basis by however many months you worked that tax year.

[ashishashah]

Ok..

I think you can TRANSFER your NI to your home country(where you are going to claim your pension)..

So after you turn 60, you will get Pension from UK...
Dont know, how true is that...

Ashish

[magata]

Hi Guys, just for you info

I found the following information which clearly confirm the information given by some of you

GETTING YOUR NATIONAL INSURANCE REBATE


When you work in the UK, your employer is obliged to deduct National Insurance Contributions from your salary for the national insurance authorities. Your employer also makes extra contributions for you as well! These contributions are to fund your UK pension when you retire. If you do not work in the UK for 11 years, you will not receive a UK pension and this money will be lost.
We can organise for these National Insurance Contributions to be refunded to you so that you won’t lose your money. All we need you to do is to sign a few forms.
The National Insurance Contributions are usually worth 11% of your salary, so it may be a lot for you.

The average rebate of xxxxxxx.com customers is £1675.00.

Do I qualify for a National Insurance Rebate?

You qualify if:
• You are working in the UK and are making NI contributions
• You have a permanent National Insurance number
• You are not self employed
Please note:
A NI Rebate is an investment into a personal pension fund. There is no cash rebate. We will organise the rebate into a UK pension fund or one in your own country.



FREQUENTLY ASKED QUESTIONS




What is “contracting-outâ€

[John]

Any opinions or comments on the above

It adds nothing! As regards the so-called NI rebate, that simply transfers some of the NI contributions into a Personal Pension Plan. It does not provide any cash refund into the hands of the person that paid the NI contribution.

And whether the rebate should be taken is a highly complex matter, and the subject of extensive mis-selling in the past.

Tax refund? Again that adds nothing to what had already been said.

[SYH]

Sometimes the UK has an agreement with another country where you will get credit for your home country's pension for the years you contributed to the NI so you need to look into it. But I don't thnk you can get the money that was contributed to NI.

[Docterror]

As regards the so-called NI rebate, that simply transfers some of the NI contributions into a Personal Pension Plan. It does not provide any cash refund into the hands of the person that paid the NI contribution.

What happens if the person does not have a Pension plan in the UK but in some other country abroad? Alternatively, what can be done if the person does not have a pension anywhere else in the world, including the UK?