Studies/Insurance and Family member working.

[Asmin]

Hello,

I'm EU national and I wish to apply for residence in the foreseeable future, however I have not paid attention and as such I will explain my situation below.

1.I understand that my application has to cover 5 years period prior to the application for PR, am I correct?
2. History:
I was working for a year and went to University. I will be entering second year now, however it seems that I will be lacking COMPREHENSIVE HEALTH INSURANCE FOR THAT PERIOD OF "First Year" .

I wonder if I were to get such Insurance now which would cover my second and third year at university, will that 2 last years at University count towards residence? (as such I would loose only need 3 more on top of that")?

Or I have to present Comprehensive Health Insurance for whole period of studies? Which would mean that my time will start counting towards RESIDENCE after I complete my degree.


It's a bit messy situation, I did not expect that NHS would not cover this and here I am.

The thing I am trying to figure it out is, WILL I LOOSE not only those 2 years overall, or actually up to 4 years (in case that whole studies would have to be covered, I cannot go back in time therefore it's a bit problematic).




3. Parent working in the UK:
I was working for a year before entering University, however my PARENT is working in the UK (I went to Uni and he was working).

Would the fact that my parent was working here, when I wasn't (studying during first year) provide me with another option to apply for residence (faster than with the route above)?



Kinds Regards,
Asm.

[eniseg]

Hi Asm,
the only thing I know of is the CSI. I can't help you with questions about the parent but I don't think your parent working here has anything to do with your PR. Unless your parent had health insurance that covered you as a student?

In regards to your history we may need to know more.
It's correct that you need to be resident in the UK for 5 years.
Was it like this:
4 years' work -> 1 year studies (no CSI)?
or like this:
1 year working and studying at the same time?
or like this:
4 years' work -> 1 year studying & working at the same time?

I'm not 100% sure if you need CSI if you are working and studying simultaneously.

If you were just studying, you would have needed CSI and since you didn't have it, this year would not count for permanent residence and you would have to start collecting another 5 years.

[Asmin]

I was working for 1 year. I left the job.
University started and through this year I did not have INSURANCE (Did not work either)

From September 2nd year starts (I wont be working as well - and even If I were to go to work it would be a part time one so not sure it would suffice).


Just to clarify then, I guess u did answer my question in last paragraph but not sure about it:

If get Insurance now for 2nd year/3rd year at university WILL THIS count to my - 5 year period (start counting now) (providing I will get private insurance)?

or because of the fact that I did not have Private Insurance during First year of my degree It won't matter that I will get insurance for 2nd and Final(3rd) year?

[eniseg]

Your PR clock starts running the second you buy health insurance.

So your first year will not count, and the year before that when you worked also won't count because it was followed by the university year with no CSI.

If you buy CSI tomorrow, your PR clock starts running and continues to run, while you are a student that holds CSI. If you remain a 'qualified person' until June 14, 2021, you can apply for permanent residence.

A qualified person is a student (with CSI), a self-employed worker (with CSI), someone else who works or a job seeker I think.

[Asmin]

Thank you very much, I shall have a look into CSI then and get it asap.


Since you guys probably have dealt with people like me, can u say what accounts as "CSI" it is quite a vague term, would you say that INSURANCE PLAN for 100 £ / month will do or how is it classified, any idea here?

[eniseg]

I don't think there's a minimum financial amount per month, but I'm not sure.

CSI means that this insurance covers everything, not just for example dental health, I believe.

Which EU nationality do you hold? If you are German for example, and you hold a normal public health insurance the way Germany requires you to do, this provides you with a European Health Insurance card (EHIC). Your EHIC does count as CSI while you are a student. This counts for all EHIC, not just German EHIC.

However, there is a clause that says if you hold an EHIC and wish to use it as CSI, you may not be able to use it for certain residence applications. I don't know for sure which applications these are but for example when my husband and I will apply for his residence card, my EHIC can only be submitted with a statement that I do not intend to live here permanently. So, yes EHIC works as a student, but I'm not sure afterwards.

[Noetic]

Agreed with the above, the clock starts running as soon as you get cover. However if a parent is exercising treaty rights and you can prove dependence on them you could try and apply with them as your sponsor as soon as they've worked 5 years as long as you were dependent on them financially the whole time. You only have to prove dependence >21 years of age.

[Asmin]

Agreed with the above, the clock starts running as soon as you get cover. However if a parent is exercising treaty rights and you can prove dependence on them you could try and apply with them as your sponsor as soon as they've worked 5 years as long as you were dependent on them financially the whole time. You only have to prove dependence >21 years of age.

What would I have to prove, would there need to be bank transfers, would he have to live under the same adress as me etc.?



Also bump, any idea which insurance will work? I dont mind spending extra 20 quid, I'd rather do that than start counting after masters degree.... again.


UPS AFTER uni (masters+) I'll be 26, so can I still claim to be dependent at this age?

[noajthan]

Hello,

...

I wonder if I were to get such Insurance now which would cover my second and third year at university, will that 2 last years at University count towards residence? (as such I would loose only need 3 more on top of that")?

Or I have to present Comprehensive Health Insurance for whole period of studies? Which would mean that my time will start counting towards RESIDENCE after I complete my degree.

...

3. Parent working in the UK:
I was working for a year before entering University, however my PARENT is working in the UK (I went to Uni and he was working).

Would the fact that my parent was working here, when I wasn't (studying during first year) provide me with another option to apply for residence (faster than with the route above)?

Kinds Regards,
Asm.

CSI is a form of insurance. So it can't be backdated.
If applying in own right your PR clock only starts, as a student, when you have CSI in place.
(A foreign-issued EHIC would have covered you at a pinch but it appears you don't have one).

An EEA parent could have been your sponsor in those earlier years if they were a qualified person exercising treaty rights (and you were in UK at same time).
You don't have to have been residing with the sponsor.
If age over 21 you will need to show financial dependence on sponsor.

You can dig into such matters here:
https://www.gov.uk/government/uploads/s ... s_v3_0.pdf