Financial Requirement confused even more ,

[yan213]

Really confused about the wording on applying by A or b ,
I am on minimum wage I think it is £7,20 per hour, it went up this year from the previous minimum wage , I do lots of over time last year my yearly income was £20,640, This year for the last 6 months it was £10,244, But my salary / pay slips show my lowest income as £ 248.40, reading the way they calculate things, if i have not read it wrong, and I really hope I have, Do they take the lowest weekly pay check and multiply this by 26 to give 6 months only using the lowest weekly payment,
I did notice further on it said some thing about over time payments can be added but only at the net income not the gross income, and I am not sure but I think it may of said you can only add over time for 6 months, any help would be appreciated, getting really worried now as this needs to be posted as soon as i am sure it will succeed, many thanks
Yan

[Obie]

You should be fine, it is the total earning over a 26 week period divided by 6 and multiple by 12. To get the gross earning.

So i believe you will be okay.

[yan213]

Hi,
Thank you for your prompt reply, I was really confused as to the part where they say they take your lowest monthly amount and use that, multiplied by 6 and it is based on your salary not earnings, so I was getting really worried and confused, not counting the fact i get paid weekly, Finally should I go The A route or B route, I have worked in my current job since June 2014 so over 2 years now,
It seems I am doing every thing wrong, I just sat my English test again because I could not find my last test certificate which I passed A2, and I believed had run out any way, so I was told I needed to pass A2 again, but it seems the government have put this off now from October till next near, so I could of sat A1
any way thank you again
Yan

[yan213]

Exemption from meeting the income threshold
7.1 Are you or your sponsor in receipt of a benefit listed in section 21 d) of the guidance notes?
If you claim to be exempt from meeting the financial threshold you must submit the relevant
evidence, as specified, of your eligibility to be exempt.
Yes my husband is in receipt of PIP, but we do not want to go down the exempt route, but if you say yes you get benefit, it takes you to this way of doing things, so what do we do , Since I came to be with my husband so many things have changed, including the mortgage he has, which would be impossible for him to pay on his income alone, although it has a place to put my contribution, this is just not workable at this time because only with my self employed income and my works salary would this cover accomadation cost and still leave enough over to cover the required amount required, so we wanted to go down the salary income route that i earn enough to reach the £18600.00 with out my self employed income which my second year is not due yet, and my first year was very low, any advice appreciated

[yan213]

Just read this as a answer to a post , this being the case does this mean if you earn £25000.00 in the year but your 4 lowest weekly pay checks are only £1000.00 in total, they access your income as only £12,000.00. my basic salary is the same but my actual salary varies depending on how much over time I do,
item i just read,,,
Keep this in ur mind that UKBA in variable income calculate the minimum income earned in a month multiply it with 12.(not a hard n fast rule by UKBA but in most cases they do)

[noajthan]

Posts merged.
No need for multiple posts.