Is CCJ going to effect 10 year (LR) ??

[akhr90]

Hi All.

I got one CCJ on my credit file but I will definitely mention that on my 10 (LR) just in case if they are going to check my credit file.

I got clean record no criminal offence or caution nothing at all.

Q: Am I doing the right thing? Or anything else if anyone can advise please?

Thanks.

[akhr90]

Please if senior members can advise on this?

Thanks.

[bruteforce]

having a CCJ itself is not a reason for refusal. If you are making reasonable efforts to pay off the debt then you should be fine.

[zimba]

No, Unless your debt is going out of control and you have not arranged to pay anything back

[akhr90]

Many thanks both.

Yes I already set up a direct debit to make the payment. Should I attach the confirmation or anything from the company with my ILR to whom I am making payment?

[akhr90]

Senior please advise if i should enclosed document of my repayment to Home office application?

Much appreciated.

[zimba]

Senior please advise if i should enclosed document of my repayment to Home office application?

Much appreciated.

Up to you

[akhr90]

Morning All,

I made a payment to the creditor and set up a payment plan as well. He will send me the confirmation letter as well.

I am now doing ILR (LR) application and will go for Premium. Also with draw my appeal.

Any advise if any senior members can give?

Thanks