Self-sufficient - options

[a-l]

I have a dilemma about my PR application. I’ve been self-sufficient since April 2014 having had 2 babies since. Unfortunately I didn't know about the CSI back then. I’ve recently bought one and am wondering what my options are:
- Apply for the period between 2011-2016 (didn’t have the WRC before), when I worked for first 3 years, then went on maternity in 2014 with no CSI. I’m aware it’s a risky option. Any idea what my chances are?
- Now when I have the CSI wait for 5 years and then apply. It’s a long time though so I’m very reluctant with this option.
My solicitor suggested that I wait for 1 year to build up my insurance and then I apply for PR but not sure if there’s any guarantee I’ll get it. It probably won’t make any difference, but would the fact that the rest of my family are British nationals help with the application (husband + 2 children)?

thanks!

[tmonaghan]

The clock starts from the moment a qualified person has a CSI. Unfortunately you cannot apply for PR once you had your CSI unless you can show that you have been a qualified person for 5 years. If you have been a self-sufficient or student person; a CSI will be required. European Health Insurance Card (EHIC) can also be used for temporary periods. However, the five years must be continuous.