Cookie0801 wrote: ↑Sat Feb 15, 2020 11:29 am
Northern_Lights wrote: ↑Fri Feb 14, 2020 7:01 pm
Cookie0801 wrote: ↑Fri Feb 14, 2020 10:32 am
Northern_Lights wrote: ↑Fri Feb 14, 2020 2:20 am
Hi Cookie,
We've applied for 3x for Extended Family Member Permit and have been refused. We currently have our Fourth application submitted right now (fingers crossed).
There's always a silly excuse each time.
We provided Money Transfer receipts from the UK (for each month for the past 13 Months) and over 40x from Spain (not continuous monthly due to losing some). The period covered is from 2014 to 2020!
Whilst in Spain, I (the sponsor) would send money for two or three months in advance rather than monthly but since I came to the UK, I have sent then on a continuous monthly basis. I use Transferwise which takes money from my Bank Account and Deposits straight into my Brother (applicant) Bank Account (we submitted both Bank Statements & Miney Transfer Receipts).
On the third refusal, the ECO even went deeper and brought forward why there was an application made for a Family Visit Visa (eldest Brother had a triple heart bypass) and why it was stated that another family member (I.e patients son, Nephew) would fund the travel?
They are merely trying to throw most EFM Applications under the bus!
Oh wow. They are making it impossible! How are people meant to keep receipts from 3 years back?
So did they reject even when you provided bank statements for the applicant? I wonder what information they want.
Did they include something similar to this in your rejection letter?:
“I would also expect to see evidence which fully details yours and your family’s circumstances. Your income, expenditure and evidence of your financial income which would prove that without the financial support of your sponsor your essential living needs could not be met”
How can this be overcome? Would receipts for rent utility bills and foods paid be enough? And how many months/years would be enough?
We have decided to give it one more chance and apply again before doing an appeal. If it’s another rejection, then we will just appeal.
@Nothern_Lights can I ask what documents you submitted other than the money transfer/ bank statements in your latest application?
Hi Cookie,
1. The ECO has a valid point in not being confident with just 7 months of Money Transfers. A lot of people have jamp on the bandwagon over the past year or so and have manufactured circumstances to make it look as though their relatives are dependent on them, so in order to satisfy them really you must send in ALL the money transfer Receipts you have.
However, if your Sister-in-Law has only become a dependant recently then you have to prove what her circumstances where prior? For example a Death certificate of her parents etc who previously provided for her.
2. The second point of refusal seems to be a common theme of refusal that Liverpool ECO's are using regularly as opposed to their previous counterparts in Sheffield.
Telling from other members who have had recent refusals, it is paramount that you attach;
(a).Personal Circumstances (I.e Fully or Partly dependent upon sponsor)
(b). Income - They now seem to insist on evidence that you have actually received the funds from your Sponsors Money Transfer - I would suggest you use companies such as Transferwise who take money from the Sponsors Bank account and deposit it directly to the Dependants Bank Account, that way when you attach both Bank Statements you are infact satisfying this objection.
(c). Expenditure - Grocery, Utility, Transport, Medical receipts
Don't just assume that an Appeal will grant you a permit as your presently you case isn't strong.
These Applications are still open for a considerable time and I would suggest that you use a company for money Transfers that takes funds from your bank account and Deposits it straight into your dependents account, that way when you attach both your statements this will satisfy that category.
All the Best
Hello Northern_Lights. Thank you for your detailed advice. It’s very helpful. We will reapply and add more evidences.
I have been supporting my sister in law and mother in law since beginning of 2018 when my mother in law became unemployed due to a deterioration in her health. My sister in law was only 11 years old at the time and she is a student so unable to work.
We have all the transfer receipts from when we started sending them money as they are stored electronically and we will also attach the receiving bank statement, although it just shows money coming in and money being withdrawn. I hope that’s not an issue as we are applying from east Africa and there is no bank card or paying things by debit there. We also sent them our shared bank statement which shows the money leaving our account. I hope that will satisfy the two first objection of theirs.
My issue is with the point they included saying they want to know the income, expenses and financial circumstances of the family. We already attached bills they pay (rent, utility, schooling, medical and school bus transport) for the last 6 months.
Did they just include that paragraph as a default thing or did we not satisfy that point? How can we overcome this?
Thank you for your help and I wish you a positive outcome when you collect your passport on Monday.
Hello Cookie,
I think it's best to take your time and not rush another Application through. Gather all the evidence.
Remember, you know all the circumstances at first instance however the ECO doesn't, so most of not all things you state must be proven.
Gather some medical records/diagnoses for your Mother-in-law which prove that her health has deteriorated since a certain date which is why she no longer works.
At this point, one would think why you aren't including your Mother-in-law as a dependent aswell, as she is part of the household?
A whole scenario has to make sense. One would think how your Sister-in-law, at the age of 13 was able to open a Bank Accout and withdraw money herself? Or is it, that the money is being transferred to your M-I-L account?
Our case is similar to yours, there are not many places that accept Debit Card payments in our part of Pakistan, hence whenever the money is deposit into my dependents account, a day later he withdraws the whole amount. (I have explained this in a covering letter).
I have to be honest we have not presented any Expenditure receipts as the previous two refusals didn't mention this but it seems from recent refusals of members of this forum that this is a common reason used by ECO's.
What you have presented in terms of 6 months receipts should be more than sufficient but if they don't add upto the amount you send each month then it raises eyebrows so you must explain where most of the money is being spent (and attempt to present proof alongside).
Finally, I would write a letter headed "Letter addressing previous refusal" in which it clearly explains in detail all the documents you are sending and the unique historical and present circumstances of your dependent(s) and how you have addressed previous refusals.
All the Best
