British citizenship for long absences

[FinallyPR]

Hello members,
I would like to apply for naturalization but just wondering am I eligible in the first place.
Date of arrival in Uk: 05/09/2005
Completed MSc: 10/10/2006
First job at university: Aug 2007 to Aug2008
PhD from Sep 2008 to Jan 2013
First child is British citizen born: Nov 2012
Post doc job from Sep 2013 to July 2016

I have paid all my taxes and pension in UK.

But the two very long absences:

1)Maternity leave from employer: Aug 2014 to Aug 2015

2) resigned job and went to India to look after my child born in India as she was refused visa to UK.

Last thing is I have a personal loan and does it really matter.

Am I still eligible to apply for naturalization

Appreciate your help and guidance.

[seasky]

Just to confirm. When and on what basis did you get your ILR?

Past or even current employment does not matter for BC.

absences in last 5 years matter

[FinallyPR]

Got ILR on 20/05/2014.

[FinallyPR]

I got it as dependent spouse. By that time we were married for 6 years and had dependent visa for 3 years.