UK settlement rejection- stipened payslips

[Mochadot]

I applied for a UK settlement visa in April 2018 and have just received a rejection letter stating the reason is we do not meet the financial requirements.

The problem being the main source of our income is from a training bursary for postgraduate education that my wife (sponsor) will receive. Apparently the immigration law states that it cannot be used as prospective income without evidence that the bursary has been given to you. That is you need to provide payslips. This is what the website states:

(iv) a maintenance grant or stipend associated with undergraduate study or postgraduate study or research.
(bb) Payslips must be:
(i) original formal payslips issued by the employer and showing the employer’s name; or
(ii) accompanied by a letter from the employer, on the employer’s headed paper and signed by a senior official, confirming the payslips are authentic

Q. Has anyone shown a stipend/ training bursary to support their financial requirements? I'm not clear if we need 6 months of payslips or if we can reapply sooner.

We supplemented the application with savings as well and current income( together well over the required 18,600£) but the the rejection letter only focused on not being able to count the training bursary.

I would really appreciate any advice you might have! Thank you