Visa expiring 2 weeks before ILR application date

[IvanBeck1]

Hi All

I applied for and received a Tier 2 (General) worker visa back in 2019 and I am getting ready to prep my ILR application and upon reviewing the dates I realized my visa would expire two weeks before the 28 days pre-settlement period.

My entry and valid-from date was 25-07-2019 and my expiry date is 14-06-2024.

So, helpful people on this forum:

1. Do I really need to pay for a 1 year extension and go through the entire process to only apply for ILR two weeks later?
2. Why would the immigration office give less than 5 years, I am guessing it's wayy to late to rectify now?

I have heard people say do the online application before the visa expires but only do the biometrics after the 28 day period as a workaround but everything I read says applying online more than 28 days ahead means automatic refusal and losing the fee.

Thanks in advance
Ivan

[zimba]

Apply before visa expiry and delay Biomtercis until eligible. This has been discussed extensively in many many posts before. There is no automatic refusal as you perceive it

See: How to apply early and benefit from the date of the ILR decision ?