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Lack of utility bills for Permanent Residence Application

Forum to discuss all things Blarney | Ireland immigration

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Corkyboy
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Ireland

Sufficient funds and medical insurance for Permanent residence?

Post by Corkyboy » Mon Jan 06, 2025 9:09 pm

Hello,

I'm a UK National in Ireland with non eu wife.

We are sending the EUTR3 form as requested.

I have worked continuously for 4 years in Ireland but took the last year off, and so living on sufficient resources.
My wife has worked continuously for the 5 years.

They are now asking for medical insurance, which as yet I don't have.
I have never claimed welfare.

If I have around 200k in savings are they likely to refuse the application for reasons above?

Thanks in advance.

Corkyboy
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Re: Sufficient funds and medical insurance for Permanent residence?

Post by Corkyboy » Mon Jan 06, 2025 9:24 pm

This is an application for my wife and they are asking me for these docs.

Thanks

Angel99
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Ireland

Re: Sufficient funds and medical insurance for Permanent residence?

Post by Angel99 » Tue Jan 07, 2025 6:00 am

Hi

EU/Uk national ->
On section 3.1 I believe she ticked "Residing with sufficient resources".

Then you have to only fill 3.7. Next will be details of activities, on the 5th one use "Annex B" on the Immigration Service website and Tick visibly again 'sufficient resources' give details and give dates you started depending on that below.

*She doesn't need private medical insurance unless she was depending on your sufficient resources. Even then will only start from the day you became self sufficient. The rest of the years she will still show proof of employment by then.

She needs;

1.Passport of applicant
2.Two passport-size photos of applicant
3.Passport or National Identity Card of UK national
4.Two passport-size photos of UK national

*5.P60s or Employment Detail Summary for the last 5 years on 'My revenue account'(or as applicable)***

*6.Utility bills in the names of both applicant and EEA national or United Kingdom national for each year of residence.
Or Letter from landlord/agency, tenancy agreement, Or letters of Registration from Residential Tenancies Board.

Angel99
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Posts: 495
Joined: Tue Aug 01, 2023 7:04 pm
Ireland

Re: Sufficient funds and medical insurance for Permanent residence?

Post by Angel99 » Tue Jan 07, 2025 6:21 am

Sorry I couldn't edit my previous post. Yes you were supposed to have private medical insurance when you became self sufficient. I'm not sure if you can buy one to cover the previous year and pay some kind of premium (It's normally done in other EU countries) so first enquire with a private insurance. If it's not possible just purchase one and add your bank statement or source of income.

Angel99
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Joined: Tue Aug 01, 2023 7:04 pm
Ireland

Re: Sufficient funds and medical insurance for Permanent residence?

Post by Angel99 » Tue Jan 07, 2025 6:28 am

Medical insurance for both of you from the time you became self sufficient or if not possible as i explained above.

Corkyboy
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Re: Sufficient funds and medical insurance for Permanent residence?

Post by Corkyboy » Tue Jan 07, 2025 12:12 pm

Thanks alot people. These forums are invaluable for Dumb & Dumber here.

Corkyboy
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Re: Sufficient funds and medical insurance for Permanent residence?

Post by Corkyboy » Tue Jan 07, 2025 12:21 pm

Sorry, one more question.

Will me not working this last year be at all likely to cause her a problem?

Thanks

Angel99
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Ireland

Re: Sufficient funds and medical insurance for Permanent residence?

Post by Angel99 » Tue Jan 07, 2025 4:21 pm

Corkyboy wrote:
Tue Jan 07, 2025 12:21 pm
Sorry, one more question.

Will me not working this last year be at all likely to cause her a problem?

Thanks
It won't cause any issues so far as you have sufficient funds and private medical insurance.

Corkyboy
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Lack of utility bills for Permanent Residence Application

Post by Corkyboy » Sun Jan 12, 2025 4:50 pm

Hello,

UK National here living in Ireland with non eu wife on Stamp 4 Withdrawal Agreement card.

Regarding the Permanent Residence Application.
If they were to refuse it on grounds of just the odd lack of utility bills provided for the first two years we were here, what actually happens?
I'm assuming she will get a continuation of her Stamp4 card, if refused?
How long before she can apply for Permant Residence again, if refused?

We have worked and saved alot in the 5 years we've been here with corresponding bank statements to same address to prove it, along with Revenue.ie joint account/ taxed as a couple on EDS, but the odd doubts creeping I as not that up on this as i should be.

Thanks in advance

Angel99
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Ireland

Re: Lack of utility bills for Permanent Residence Application

Post by Angel99 » Mon Jan 13, 2025 10:15 am

Corkyboy wrote:
Sun Jan 12, 2025 4:50 pm
Hello,

UK National here living in Ireland with non eu wife on Stamp 4 Withdrawal Agreement card.

Regarding the Permanent Residence Application.
If they were to refuse it on grounds of just the odd lack of utility bills provided for the first two years we were here, what actually happens?
I'm assuming she will get a continuation of her Stamp4 card, if refused?
How long before she can apply for Permant Residence again, if refused?

We have worked and saved alot in the 5 years we've been here with corresponding bank statements to same address to prove it, along with Revenue.ie joint account/ taxed as a couple on EDS, but the odd doubts creeping I as not that up on this as i should be.

Thanks in advance
Hi

I hope she is applying 6 months before her stamp 4 expiry.

If they issued an IRP to your spouse the first 2 years I don't see a reason why they will really doubt your residence.

Best you also apply for permanent residence same time she applies for hers.

Try to provide them;

*Employment Detail Summary for your 5 years stay in the state.
*If you don't have the first 2 years residence utility bill in your name or hers, tenancy agreement or RTB registration, contact your landlord/renter from your old address to write a residence confirmation letter that you lived there with her.
*If the above doesn't work, Write a cover letter explaining the problem and add each year of the 2 years a government letter you and your spouse recieved there. Add a copy of her old IRP or permission letter

**They will just issue her temporary stamp 4. She can still apply for Irish citizenship with it.

In rare cases if her application is rejected she can apply to extend her stamp 4.

Corkyboy
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Re: Lack of utility bills for Permanent Residence Application

Post by Corkyboy » Mon Apr 07, 2025 3:33 pm

Hello,

My wife received her new 10 year IRP card today.

Thanks a million!

Just one more question.

I see the Citizenship application online form works on a points system with utility bills being a big part of it.

In practice will the same advice given here above apply to Citizenship applications as it does for a 10 year IRP?

Eg, will they accept it based on our Sufficient funds and my medical insurance?

Or are they quite strict with utility bills etc?

I can no doubt get a letter from landlord of the shared house place we stayed in Cork, and or, order her a credit card, if required and accepted.

Thanks again.

littlerr
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Re: Lack of utility bills for Permanent Residence Application

Post by littlerr » Mon Apr 07, 2025 5:29 pm

Corkyboy wrote:
Mon Apr 07, 2025 3:33 pm
Eg, will they accept it based on our Sufficient funds and my medical insurance?
No. Unlike IRP registrations where the purpose is to prove you have the rights to reside in the country (there's no formal check on how many days she is living in the country), a naturalisation application requires the applicant to prove that they actually live in the country every day for 5 years except for the 70 day allowance each year. Does she not have a credit card, a phone bill or a GP visit letter?

Corkyboy
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Re: Lack of utility bills for Permanent Residence Application

Post by Corkyboy » Tue Apr 08, 2025 8:25 pm

littlerr wrote:
Mon Apr 07, 2025 5:29 pm
Corkyboy wrote:
Mon Apr 07, 2025 3:33 pm
Eg, will they accept it based on our Sufficient funds and my medical insurance?
No. Unlike IRP registrations where the purpose is to prove you have the rights to reside in the country (there's no formal check on how many days she is living in the country), a naturalisation application requires the applicant to prove that they actually live in the country every day for 5 years except for the 70 day allowance each year. Does she not have a credit card, a phone bill or a GP visit letter?
Hello Littlerr,

Thanks for the reply.

She has Internet bills in just her name for the last 2 years since we moved here (we couldn't get it in both of our names).

Just maybe 3 electric and gas bills from when we lived for 3 years in a house share in Cork.

A letter from my first employer in another area saying we both lived there on the grounds.

She obviously has bank statements addressed to the places we have lived in in Ireland.

1 doctor, and quite a few dentist visits (would they count?).

Thanks again

Corkyboy
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Re: Lack of utility bills for Permanent Residence Application

Post by Corkyboy » Tue Apr 08, 2025 8:38 pm

We both just top up our phones as we go, rather than a package

littlerr
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Re: Lack of utility bills for Permanent Residence Application

Post by littlerr » Wed Apr 09, 2025 12:50 am

Yes dentist visits would be good as well.

Some mobile phone providers will still have a list of phone call history and top-up history that can be exported as an account statement.

If she has years where she couldn’t find any Type B documents, try to submit multiple Type A documents along with an affidavit.

Corkyboy
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Re: Lack of utility bills for Permanent Residence Application

Post by Corkyboy » Wed Apr 09, 2025 12:17 pm

Thanks alot littlerr.

Corkyboy
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Re: Lack of utility bills for Permanent Residence Application

Post by Corkyboy » Wed Apr 09, 2025 12:46 pm

Sorry, is Broadband considered as a utility bill with an application?

littlerr
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Re: Lack of utility bills for Permanent Residence Application

Post by littlerr » Wed Apr 09, 2025 2:35 pm

Yes it is.

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