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Maintance Fund/debit Balance

Archived UK Tier 1 (General) points system forum. This route no longer exists.

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mooty
Member
Posts: 142
Joined: Sun Jun 17, 2007 5:58 pm

Maintance Fund/debit Balance

Post by mooty » Tue Feb 10, 2009 8:57 pm

I have got two bank accounts, one of my account is Graduate Plus with HSBC which I am going to show for proof of earning. with this account I get £1000 interst free overdraft. I always make sure that I utilize this facility every month. So my account remains in debit balance.
I have recently tranfered £800 from HSBC account into other account which I am going to show for maintaince Fund. I am keeping atleast £800 for that sake in the other account.
is that a problem one account showing debit balance and other show £800 for maitance?
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drjabberwocky23
Senior Member
Posts: 541
Joined: Wed Jan 09, 2008 10:08 pm

Re: Maintance Fund/debit Balance

Post by drjabberwocky23 » Tue Feb 10, 2009 10:37 pm

mooty wrote:I have got two bank accounts, one of my account is Graduate Plus with HSBC which I am going to show for proof of earning. with this account I get £1000 interst free overdraft. I always make sure that I utilize this facility every month. So my account remains in debit balance.
I have recently tranfered £800 from HSBC account into other account which I am going to show for maintaince Fund. I am keeping atleast £800 for that sake in the other account.
is that a problem one account showing debit balance and other show £800 for maitance?
This is exactly the same situation that I am in. I asked the same question a few weeks ago, and I think that the consensus was that it should be OK.
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mooty
Member
Posts: 142
Joined: Sun Jun 17, 2007 5:58 pm

Post by mooty » Wed Feb 11, 2009 9:57 am

Thanx for your reply. can you elaborate your situation please? have you successfuly applied?
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drjabberwocky23
Senior Member
Posts: 541
Joined: Wed Jan 09, 2008 10:08 pm

Post by drjabberwocky23 » Wed Feb 11, 2009 11:26 am

No mY application is still pending after I applied in mid-January for an extesnion within the UK.
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mooty
Member
Posts: 142
Joined: Sun Jun 17, 2007 5:58 pm

Post by mooty » Mon Feb 23, 2009 1:17 am

Guys,

Can we get more consensus on that issure. Its bothering me too much. I would be very grateful to senior board member, if they can give their valuable advice on that particular issue.

cheers
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bbuster
Newly Registered
Posts: 11
Joined: Tue May 12, 2009 2:12 pm

Confirmation of Approval????

Post by bbuster » Tue May 12, 2009 2:20 pm

Hey, can I ask if the guys above got their visa approved?

I have £850 in a Savings Account I'm going to show as my maintenance - has been in there for over 3 months.

Trouble is, I basically live in my overdraft in my current account - £800 overdraft. And I have done so for the past year, so all my bank statements I'm submitting as proof of earnings are DEBIT. I can actually have this cancelled today before I submit my application. It's just I've been lazy and haven't transferred the money from home to do it.

Will the HO have an issue with my overdraft? Should I cancel it and write an explanation in my cover letter????

Everyone's help would be so so so appreciated! It's stressing me out!!!
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