Greenie wrote:The requirement according to the rules as they stand currently is that you need to show that you can adequately support your mother without recourse to public funds. How you show this is that you have sufficient income/savings so that after your rent/mortgage and council tax are deducted from your income, you have at least the amount of a family of your size in receipt of income support
The amounts of income support + pension credit per week are as follows
£105.95 for a couple
£62.33 per child (x 2 for your family)
£102.15 - guarantee pension credit for a single person (this is what your mother would be expected to need to live on).
in £332.76 per week or £1441 per calendar month
According to your figures
You have a total monthly income of around
£1700 (salary) + £250 (self employment) + 146 CB (weekly amount x 52/12) = £2096
take away CT and rent of £84 and £425 = £1587 per month
It seems from your figures that you will just about have enough although if you spending all of your money every month the ECO may doubt that you meet the requirements. However you also have your savings to rely on. Would your mother still recieve her pension?
You might want to look into whether you do qualify for tax credits because you may be entitled to even a small amount but that would top up your income a bit.
Do you have evidence of your profits from self-employment - e.g. your yearly accounts or a copy of your tax return etc?
Hi Greenie
First of all I am really really thankful to you for doing all the calculation for me. much appreciated.
1) The only reason i didnt apply for CTC is that I am under the impression it would have a negative effect on my mom's application. I think i will be able to receive £40/ week in tax credits based on the HMRC calculater.
2) I will try not to use the whole money and leave at least £400 in my account.
3) Yes my mother still receive the pension and will even if she moves to uk
4) Yes i have got tax returns for last two years for my self employment income with bank statements. I will try to submit this years tax return a bit early and can submit tax returns for 3 years with the visa application.
5) I have got the foreign income from property/land. I dont think i can use that. That money goes into my mom's account back home as i rarely go back. The contracts are on my name, majority of property is also on my name but in couple of houses my mom got a share of 12.5%.
6) The house she lives in is also jointly owned with 12.5% her share and rest is mine.
Does the above points have any negative effect on application?
Again i am thankful to you for all your help.
Regards
