Unexplained lump sum

[rochf10]

Hello there. We were just refused entry to the UK due to an explained lump sum deposited one month prior to application. We want to immediately reapply with the explanation that said amount was through cash paid by a friend who borrowed money from me (this is true by the way). She is willing to sign a letter certifying such. Should this suffice and be accepted by the EVO or should we wait for another 6 mos to apply. Would highly appreciate your thoughts on this. Thanks

[CR001]

What visa exactly have you applied for?

[rochf10]

Hello there. I applied for a general visit visa. I have decided to just reapply for a visit visa this September. Will it be wise if I just submit my salary account statement with enough funds in the last 4 months when in my prior application, I submitted both my salary and savings account? I just dont want the unexplained deposit to come up again. Appreciate all your help.